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Get Cheap Car Insurance in Athenia, Clifton, NJ
We monitor insurance prices, helping the average driver in Athenia save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Athenia
The chart below shows the cheapest car insurance company in Athenia for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Athenia Insurer | Monthly Cost |
|---|---|
| State Farm | $74 |
| Geico | $77 |
| Plymouth Rock Assurance | $94 |
| NJM | $111 |
Savings for Every Kind of Athenia Driver
Based on our extensive insurance data, we know the average Athenia driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $581 per year by choosing the right vehicle insurance company. Some Athenia residents are paying out over $2,218 extra every year for auto insurance in Athenia. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Athenia, Clifton, NJ Savings / Yr. |
|---|---|
$581 |
|
$1,079 |
|
$828 |
|
$715 |
|
$2,870 |
|
$559 |
|
$870 |
Athenia Car Insurance vs. Clifton
People living in Athenia pay an average of 22.16% more than the typical driver in the state. The average driver in Athenia can expect to pay about $1,323 per year, or $2,218 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Athenia for most people.
Car Insurance Prices by Athenia Neighborhood
Insurance Prices
Where is insurance cheapest within Athenia?
The map shows insurance prices in and around Athenia, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $438 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,357 to a low of $1,919. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of Athenia.Pick the Best Car Insurance Company for You in Athenia
The best car insurance provider for most drivers in Athenia
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $581 over the average Athenia car insurance company.
The best car insurance provider for Athenia drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,079 over the competition.
The best car insurance company for Athenia drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $828 better than other car insurance companies.
The best auto insurance for Athenia drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $715 less each year.
The least expensive car insurance company for new and young drivers in Athenia
In Athenia, Geico costs young drivers $2,870 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Athenia
Geico gave the largest car insurance discounts to married couples, averaging $559 saved each year compared to an average Athenia couple's premiums.
The cheapest car insurance in Athenia for drivers with bad credit
The best Athenia car insurance company for customer service
Recent price drops
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The cheapest large national provider in Athenia
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Athenia driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Athenia, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Athenia
What Influences the Cost of Car Insurance in Athenia?
On average, car insurance in Athenia is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- New Jersey state insurance regulations may require higher prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Athenia are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Athenia is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Athenia is $110 per month for minimum coverage and $185 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Richfield: Insurance costs 1.31% less
- Allwood: Insurance costs 3.56% less
- Delawanna: Insurance costs 5.00% less
- Carlton Hill: Insurance costs 4.10% less
- Lake View: Insurance costs 1.62% less
- Albion Place: Insurance costs 2.93% less
- Kingsland: Insurance costs 4.78% less
- Downtown Paterson: Insurance costs 8.52% more
- Passaic Junction: Insurance costs 11.14% less
- Warren Point: Insurance costs 4.01% less
Neighborhoods with Similar Populations
- Lincoln Villas: Insurance costs 26.92% more
- Hillcrest: Insurance costs 21.96% more
- Post Road North: Insurance costs 6.49% less
- Bethany: Insurance costs 5.64% less
- West End: Insurance costs 55.32% more
- Snohomish Cascade: Insurance costs 31.11% less
- Pleasant Run Farm: Insurance costs 41.48% less
- Sandusky Street Historic District: Insurance costs 50.41% less
- Pleasant Grove East: Insurance costs 45.00% less
- Palm Springs North: Insurance costs 50.09% more