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Get Cheap Car Insurance in Warren Point, Fair Lawn, NJ
We monitor insurance prices, helping the average driver in Warren Point save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Warren Point
The chart below shows the cheapest car insurance company in Warren Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Warren Point Insurer | Monthly Cost |
|---|---|
| State Farm | $71 |
| Geico | $74 |
| Plymouth Rock Assurance | $90 |
| NJM | $107 |
Savings for Every Kind of Warren Point Driver
Based on our extensive insurance data, we know the average Warren Point driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $558 per year by choosing the right vehicle insurance company. Some Warren Point residents are paying out over $2,129 extra every year for auto insurance in Warren Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Warren Point, Fair Lawn, NJ Savings / Yr. |
|---|---|
$558 |
|
$1,035 |
|
$795 |
|
$686 |
|
$2,753 |
|
$537 |
|
$835 |
Warren Point Car Insurance vs. Fair Lawn
People living in Warren Point pay an average of 17.21% more than the typical driver in the state. The average driver in Warren Point can expect to pay about $1,269 per year, or $2,129 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Warren Point for most people.
Car Insurance Prices by Warren Point Neighborhood
Insurance Prices
Where is insurance cheapest within Warren Point?
The map shows insurance prices in and around Warren Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $232 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,300 to a low of $2,068. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northwest parts of Warren Point.Pick the Best Car Insurance Company for You in Warren Point
The best car insurance provider for most drivers in Warren Point
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $558 over the average Warren Point car insurance company.
The best car insurance provider for Warren Point drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,035 over the competition.
The best car insurance company for Warren Point drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $795 better than other car insurance companies.
The best auto insurance for Warren Point drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $686 less each year.
The least expensive car insurance company for new and young drivers in Warren Point
In Warren Point, Geico costs young drivers $2,753 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Warren Point
Geico gave the largest car insurance discounts to married couples, averaging $537 saved each year compared to an average Warren Point couple's premiums.
The cheapest car insurance in Warren Point for drivers with bad credit
The best Warren Point car insurance company for customer service
Nationwide was the best company for customer service in Warren Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Warren Point
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Warren Point driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Warren Point, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Warren Point
What Influences the Cost of Car Insurance in Warren Point?
On average, car insurance in Warren Point is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Warren Point is 39 minutes, which is about the national average for a driver in the city.
- New Jersey state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Warren Point are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Warren Point is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Warren Point is $106 per month for minimum coverage and $177 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Passaic Junction: Insurance costs 7.42% less
- Radburn: Insurance costs 3.43% less
- Ridgewood Junction: Insurance costs 9.82% less
- Lake View: Insurance costs 2.49% more
- Southeast Ridgewood: Insurance costs 8.50% less
- Downtown Paterson: Insurance costs 13.06% more
- Downtown Ridgewood: Insurance costs 7.33% less
- Albion Place: Insurance costs 1.13% more
- Pleasant Acres: Insurance costs 4.74% less
- Northwest Ridgewood: Insurance costs 9.07% less
Neighborhoods with Similar Populations
- Sundance: Insurance costs 9.91% less
- Federal Hill: Insurance costs 22.26% more
- Fishers Landing East: Insurance costs 29.92% less
- Floresta Gardens-Bradrick: Insurance costs 7.84% more
- Franklin Randolph: Insurance costs 48.47% less
- Hill East: Insurance costs 12.78% more
- Ironwood Terrace: Insurance costs 4.42% less
- Irvine Health and Science Complex: Insurance costs 0.66% less
- Jordan Heights: Insurance costs 20.15% less
- Meridian Park: Insurance costs 19.54% less