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Get Cheap Car Insurance in Albion Place, Clifton, NJ
We monitor insurance prices, helping the average driver in Albion Place save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Albion Place
The chart below shows the cheapest car insurance company in Albion Place for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Albion Place Insurer | Monthly Cost |
|---|---|
| State Farm | $72 |
| Geico | $74 |
| Plymouth Rock Assurance | $91 |
| NJM | $108 |
Savings for Every Kind of Albion Place Driver
Based on our extensive insurance data, we know the average Albion Place driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $564 per year by choosing the right vehicle insurance company. Some Albion Place residents are paying out over $2,153 extra every year for auto insurance in Albion Place. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Albion Place, Clifton, NJ Savings / Yr. |
|---|---|
$564 |
|
$1,047 |
|
$804 |
|
$693 |
|
$2,784 |
|
$543 |
|
$844 |
Albion Place Car Insurance vs. Clifton
People living in Albion Place pay an average of 18.53% more than the typical driver in the state. The average driver in Albion Place can expect to pay about $1,284 per year, or $2,153 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Albion Place for most people.
Car Insurance Prices by Albion Place Neighborhood
Insurance Prices
Where is insurance cheapest within Albion Place?
The map shows insurance prices in and around Albion Place, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $500 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,419 to a low of $1,919. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Albion Place.Pick the Best Car Insurance Company for You in Albion Place
The best car insurance provider for most drivers in Albion Place
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $564 over the average Albion Place car insurance company.
The best car insurance provider for Albion Place drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,047 over the competition.
The best car insurance company for Albion Place drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $804 better than other car insurance companies.
The best auto insurance for Albion Place drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $693 less each year.
The least expensive car insurance company for new and young drivers in Albion Place
In Albion Place, Geico costs young drivers $2,784 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Albion Place
Geico gave the largest car insurance discounts to married couples, averaging $543 saved each year compared to an average Albion Place couple's premiums.
The cheapest car insurance in Albion Place for drivers with bad credit
The best Albion Place car insurance company for customer service
Nationwide was the best company for customer service in Albion Place according to the NAIC.
Recent price drops
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The cheapest large national provider in Albion Place
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Albion Place driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Albion Place, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Albion Place
What Influences the Cost of Car Insurance in Albion Place?
On average, car insurance in Albion Place is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Albion Place are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Albion Place is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Albion Place is $107 per month for minimum coverage and $179 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lake View: Insurance costs 1.35% more
- Downtown Paterson: Insurance costs 11.80% more
- Richfield: Insurance costs 1.67% more
- Athenia: Insurance costs 3.02% more
- Allwood: Insurance costs 0.65% less
- Passaic Junction: Insurance costs 8.45% less
- Delawanna: Insurance costs 2.14% less
- Warren Point: Insurance costs 1.11% less
- Carlton Hill: Insurance costs 1.21% less
- Radburn: Insurance costs 4.51% less
Neighborhoods with Similar Populations
- Oak Park: Insurance costs 43.52% less
- Canfield Manor: Insurance costs 56.34% more
- Roselawn: Insurance costs 2.37% more
- Sequoyah: Insurance costs 7.99% more
- Zach White: Insurance costs 7.71% less
- Greenfield: Insurance costs 1.35% less
- Far North Dallas-Roanoke: Insurance costs 20.53% less
- Hobart Circle Historic District: Insurance costs 49.28% less
- Jacobsville: Insurance costs 41.38% less
- Little Blue Valley: Insurance costs 14.86% less