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Get Cheap Car Insurance in Federal Hill, Providence, RI
We monitor insurance prices, helping the average driver in Federal Hill save up to 41.3% on car insurance.
The Cheapest Minimum Coverage in Federal Hill
The chart below shows the cheapest car insurance company in Federal Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.
| Federal Hill Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $91 |
| Geico | $117 |
| Progressive | $136 |
| Midvale Home & Auto | $143 |
Savings for Every Kind of Federal Hill Driver
Based on our extensive insurance data, we know the average Federal Hill driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $866 per year by choosing the right vehicle insurance company. Some Federal Hill residents are paying out over $2,603 extra every year for auto insurance in Federal Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Federal Hill, Providence, RI Savings / Yr. |
|---|---|
$866 |
|
$1,046 |
|
$1,152 |
|
$1,950 |
|
$4,053 |
|
$296 |
|
$878 |
Federal Hill Car Insurance vs. Providence
People living in Federal Hill pay an average of 16.88% more than the typical driver in the state. The average driver in Federal Hill can expect to pay about $1,593 per year, or $2,603 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Federal Hill for most people.
Car Insurance Prices by Federal Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Federal Hill?
The map shows insurance prices in and around Federal Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $629 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,984 to a low of $2,355. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Federal Hill.Pick the Best Car Insurance Company for You in Federal Hill
The best car insurance provider for most drivers in Federal Hill
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $866 over the average Federal Hill car insurance company.
The best car insurance provider for Federal Hill drivers with accidents on their records
In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,046 over the competition.
The best car insurance company for Federal Hill drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,152 better than other car insurance companies.
The best auto insurance for Federal Hill drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,950 less each year.
The least expensive car insurance company for new and young drivers in Federal Hill
In Federal Hill, State Farm costs young drivers $4,053 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Federal Hill
Geico gave the largest car insurance discounts to married couples, averaging $296 saved each year compared to an average Federal Hill couple's premiums.
The cheapest car insurance in Federal Hill for drivers with bad credit
The best Federal Hill car insurance company for customer service
Recent price drops
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The cheapest large national provider in Federal Hill
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Federal Hill driver can expect to pay about $124 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Federal Hill, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.Auto Insurance Prices in and Around Federal Hill
What Influences the Cost of Car Insurance in Federal Hill?
On average, car insurance in Federal Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Rhode Island state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Federal Hill are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Federal Hill is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Federal Hill is $133 per month for minimum coverage and $217 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Valley: Insurance costs 0.96% less
- Downtown: Insurance costs 3.27% less
- West End: Insurance costs 9.45% more
- Upper South Providence: Insurance costs 3.69% more
- Olneyville: Insurance costs 4.11% more
- Smith Hill: Insurance costs 4.61% more
- Wayland: Insurance costs 8.37% less
- Mount Pleasant: Insurance costs 6.88% more
- College Hill: Insurance costs 7.26% less
- Silver Lake: Insurance costs 4.19% more
Neighborhoods with Similar Populations
- Irvine Health and Science Complex: Insurance costs 18.75% less
- Arlington Manor: Insurance costs 6.65% more
- Mt. Park: Insurance costs 37.65% less
- Southside Flats: Insurance costs 43.60% less
- Walnut Orange Walsh: Insurance costs 4.73% less
- Crieve Hall: Insurance costs 43.60% less
- Circle Cross Ranch: Insurance costs 30.04% less
- Brooklyn-Centre: Insurance costs 50.36% less
- Chabot Terrace: Insurance costs 12.68% less
- South Burlington North: Insurance costs 54.09% less