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Get Cheap Car Insurance in Olneyville, Providence, RI
We monitor insurance prices, helping the average driver in Olneyville save up to 41.3% on car insurance.
The Cheapest Minimum Coverage in Olneyville
The chart below shows the cheapest car insurance company in Olneyville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.
| Olneyville Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $94 |
| Geico | $121 |
| Progressive | $142 |
| Midvale Home & Auto | $148 |
Savings for Every Kind of Olneyville Driver
Based on our extensive insurance data, we know the average Olneyville driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $902 per year by choosing the right vehicle insurance company. Some Olneyville residents are paying out over $2,710 extra every year for auto insurance in Olneyville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Olneyville, Providence, RI Savings / Yr. |
|---|---|
$902 |
|
$1,089 |
|
$1,200 |
|
$2,030 |
|
$4,220 |
|
$308 |
|
$914 |
Olneyville Car Insurance vs. Providence
People living in Olneyville pay an average of 21.67% more than the typical driver in the state. The average driver in Olneyville can expect to pay about $1,658 per year, or $2,710 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Olneyville for most people.
Car Insurance Prices by Olneyville Neighborhood
Insurance Prices
Where is insurance cheapest within Olneyville?
The map shows insurance prices in and around Olneyville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $345 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,939 to a low of $2,594. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the West parts of Olneyville.Pick the Best Car Insurance Company for You in Olneyville
The best car insurance provider for most drivers in Olneyville
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $902 over the average Olneyville car insurance company.
The best car insurance provider for Olneyville drivers with accidents on their records
In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,089 over the competition.
The best car insurance company for Olneyville drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,200 better than other car insurance companies.
The best auto insurance for Olneyville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $2,030 less each year.
The least expensive car insurance company for new and young drivers in Olneyville
In Olneyville, State Farm costs young drivers $4,220 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Olneyville
Geico gave the largest car insurance discounts to married couples, averaging $308 saved each year compared to an average Olneyville couple's premiums.
The cheapest car insurance in Olneyville for drivers with bad credit
The best Olneyville car insurance company for customer service
Recent price drops
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The cheapest large national provider in Olneyville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Olneyville driver can expect to pay about $124 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Olneyville, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.Auto Insurance Prices in and Around Olneyville
What Influences the Cost of Car Insurance in Olneyville?
On average, car insurance in Olneyville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Olneyville is 29 minutes, which is about the national average for a driver in the city.
- Rhode Island state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Olneyville are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Olneyville is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Olneyville is $138 per month for minimum coverage and $226 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Valley: Insurance costs 4.87% less
- Mount Pleasant: Insurance costs 2.66% more
- Hartford: Insurance costs 0.81% more
- Silver Lake: Insurance costs 0.07% more
- Federal Hill: Insurance costs 3.95% less
- Manton: Insurance costs 0.48% less
- West End: Insurance costs 5.13% more
- Elmhurst: Insurance costs 9.15% less
- Smith Hill: Insurance costs 0.48% more
- Wayland: Insurance costs 11.99% less
Neighborhoods with Similar Populations
- Blackstone: Insurance costs 13.69% less
- Wooded Area: Insurance costs 29.08% less
- Wilburton: Insurance costs 40.33% less
- West End: Insurance costs 15.90% less
- West Avenue: Insurance costs 12.29% more
- University City South: Insurance costs 52.99% less
- Thompsonville: Insurance costs 36.64% less
- Tarico Heights: Insurance costs 46.86% less
- Tallyn's Reach: Insurance costs 25.98% less
- Stockyards: Insurance costs 52.80% less