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Get Cheap Car Insurance in University City South, Charlotte, NC
We monitor insurance prices, helping the average driver in University City South save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in University City South
The chart below shows the cheapest car insurance company in University City South for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| University City South Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $48 |
| Erie Insurance | $49 |
| Farm Bureau | $52 |
| Progressive | $55 |
Savings for Every Kind of University City South Driver
Based on our extensive insurance data, we know the average University City South driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $245 per year by choosing the right vehicle insurance company. Some University City South residents are paying out over $1,274 extra every year for auto insurance in University City South. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
University City South, Charlotte, NC Savings / Yr. |
|---|---|
$245 |
|
$532 |
|
$387 |
|
$989 |
|
$734 |
|
$296 |
|
$443 |
University City South Car Insurance vs. Charlotte
People living in University City South pay an average of 1.94% more than the typical driver in the state. The average driver in University City South can expect to pay about $763 per year, or $1,274 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in University City South for most people.
Car Insurance Prices by University City South Neighborhood
Insurance Prices
Where is insurance cheapest within University City South?
The map shows insurance prices in and around University City South, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $180 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,411 to a low of $1,231. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of University City South.Pick the Best Car Insurance Company for You in University City South
The best car insurance provider for most drivers in University City South
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $245 over the average University City South car insurance company.
The best car insurance provider for University City South drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $532 over the competition.
The best car insurance company for University City South drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $387 better than other car insurance companies.
The best auto insurance for University City South drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $989 less each year.
The least expensive car insurance company for new and young drivers in University City South
In University City South, State Farm costs young drivers $734 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in University City South
Erie Insurance gave the largest car insurance discounts to married couples, averaging $296 saved each year compared to an average University City South couple's premiums.
The cheapest car insurance in University City South for drivers with bad credit
The best University City South car insurance company for customer service
Nationwide was the best company for customer service in University City South according to the NAIC.
Recent price drops
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The cheapest large national provider in University City South
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average University City South driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In University City South, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around University City South
What Influences the Cost of Car Insurance in University City South?
On average, car insurance in University City South is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in University City South are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- University City South is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in University City South is $64 per month for minimum coverage and $106 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Back Creek Church Road: Insurance costs 10.44% more
- University City North: Insurance costs 10.75% more
- Newell: Insurance costs 16.33% more
- Harris-Houston: Insurance costs 12.09% more
- Mallard Creek-Withrow Downs: Insurance costs 15.78% more
- Newell South: Insurance costs 13.50% more
- Mineral Springs-Rumble Road: Insurance costs 13.19% more
- Hidden Valley: Insurance costs 18.76% more
- Prosperity Church Road: Insurance costs 10.68% more
- Plaza-Eastway: Insurance costs 19.62% more
Neighborhoods with Similar Populations
- Auburn: Insurance costs 94.98% more
- Wooded Area: Insurance costs 50.86% more
- Winstead Park: Insurance costs 14.60% less
- Wilburton: Insurance costs 26.92% more
- West Avenue: Insurance costs 138.85% more
- Tallyn's Reach: Insurance costs 57.46% more
- San Gorgonio: Insurance costs 80.38% more
- Saint Claude: Insurance costs 214.52% more
- Raleigh Court: Insurance costs 2.83% less
- Periwinkle: Insurance costs 15.38% more