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Get Cheap Car Insurance in Auburn, Cranston, RI
We monitor insurance prices, helping the average driver in Auburn save up to 41.3% on car insurance.
The Cheapest Minimum Coverage in Auburn
The chart below shows the cheapest car insurance company in Auburn for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.
| Auburn Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $86 |
| Geico | $111 |
| Progressive | $130 |
| Midvale Home & Auto | $136 |
Savings for Every Kind of Auburn Driver
Based on our extensive insurance data, we know the average Auburn driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $826 per year by choosing the right vehicle insurance company. Some Auburn residents are paying out over $2,484 extra every year for auto insurance in Auburn. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Auburn, Cranston, RI Savings / Yr. |
|---|---|
$826 |
|
$998 |
|
$1,100 |
|
$1,860 |
|
$3,867 |
|
$282 |
|
$838 |
Auburn Car Insurance vs. Cranston
People living in Auburn pay an average of 11.52% more than the typical driver in the state. The average driver in Auburn can expect to pay about $1,520 per year, or $2,484 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Auburn for most people.
Car Insurance Prices by Auburn Neighborhood
Insurance Prices
Where is insurance cheapest within Auburn?
The map shows insurance prices in and around Auburn, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $804 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,067 to a low of $2,263. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Auburn.Pick the Best Car Insurance Company for You in Auburn
The best car insurance provider for most drivers in Auburn
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $826 over the average Auburn car insurance company.
The best car insurance provider for Auburn drivers with accidents on their records
In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $998 over the competition.
The best car insurance company for Auburn drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,100 better than other car insurance companies.
The best auto insurance for Auburn drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,860 less each year.
The least expensive car insurance company for new and young drivers in Auburn
In Auburn, State Farm costs young drivers $3,867 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Auburn
Geico gave the largest car insurance discounts to married couples, averaging $282 saved each year compared to an average Auburn couple's premiums.
The cheapest car insurance in Auburn for drivers with bad credit
The best Auburn car insurance company for customer service
Recent price drops
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The cheapest large national provider in Auburn
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Auburn driver can expect to pay about $124 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Auburn, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.Auto Insurance Prices in and Around Auburn
What Influences the Cost of Car Insurance in Auburn?
On average, car insurance in Auburn is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Rhode Island state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Auburn are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Auburn is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Auburn is $127 per month for minimum coverage and $207 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Reservoir: Insurance costs 3.46% more
- Garden City: Insurance costs 6.28% less
- South Elmwood: Insurance costs 6.12% more
- Knightsville: Insurance costs 4.87% more
- Elmwood: Insurance costs 13.61% more
- Lakewood: Insurance costs 4.11% less
- Edgewood: Insurance costs 0.72% less
- Wayland: Insurance costs 3.99% less
- Washington Park: Insurance costs 11.80% more
- Lower South Providence: Insurance costs 16.87% more
Neighborhoods with Similar Populations
- Meridian Park: Insurance costs 31.04% less
- Pecan Park: Insurance costs 3.34% less
- Wooded Area: Insurance costs 22.62% less
- Ukrainian Village: Insurance costs 53.26% less
- Elwood: Insurance costs 11.59% more
- Prattville: Insurance costs 11.43% less
- Campus Farm: Insurance costs 28.62% less
- Meadowdale: Insurance costs 33.66% less
- Mt. Park: Insurance costs 34.66% less
- Kingsborough Ridge: Insurance costs 23.87% less