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Get Cheap Car Insurance in South Elmwood, Providence, RI
We monitor insurance prices, helping the average driver in South Elmwood save up to 41.3% on car insurance.
The Cheapest Minimum Coverage in South Elmwood
The chart below shows the cheapest car insurance company in South Elmwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.
| South Elmwood Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $92 |
| Geico | $118 |
| Progressive | $138 |
| Midvale Home & Auto | $144 |
Savings for Every Kind of South Elmwood Driver
Based on our extensive insurance data, we know the average South Elmwood driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $877 per year by choosing the right vehicle insurance company. Some South Elmwood residents are paying out over $2,636 extra every year for auto insurance in South Elmwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Elmwood, Providence, RI Savings / Yr. |
|---|---|
$877 |
|
$1,059 |
|
$1,167 |
|
$1,974 |
|
$4,104 |
|
$299 |
|
$889 |
South Elmwood Car Insurance vs. Providence
People living in South Elmwood pay an average of 18.35% more than the typical driver in the state. The average driver in South Elmwood can expect to pay about $1,613 per year, or $2,636 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in South Elmwood for most people.
Car Insurance Prices by South Elmwood Neighborhood
Insurance Prices
Where is insurance cheapest within South Elmwood?
The map shows insurance prices in and around South Elmwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $472 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,918 to a low of $2,446. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of South Elmwood.Pick the Best Car Insurance Company for You in South Elmwood
The best car insurance provider for most drivers in South Elmwood
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $877 over the average South Elmwood car insurance company.
The best car insurance provider for South Elmwood drivers with accidents on their records
In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,059 over the competition.
The best car insurance company for South Elmwood drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,167 better than other car insurance companies.
The best auto insurance for South Elmwood drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,974 less each year.
The least expensive car insurance company for new and young drivers in South Elmwood
In South Elmwood, State Farm costs young drivers $4,104 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Elmwood
Geico gave the largest car insurance discounts to married couples, averaging $299 saved each year compared to an average South Elmwood couple's premiums.
The cheapest car insurance in South Elmwood for drivers with bad credit
The best South Elmwood car insurance company for customer service
Recent price drops
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The cheapest large national provider in South Elmwood
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Elmwood driver can expect to pay about $124 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Elmwood, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.Auto Insurance Prices in and Around South Elmwood
What Influences the Cost of Car Insurance in South Elmwood?
On average, car insurance in South Elmwood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in South Elmwood is 35 minutes, which is far more than average for a driver in the city.
- Rhode Island state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Elmwood are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- South Elmwood is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Elmwood is $134 per month for minimum coverage and $220 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Edgewood: Insurance costs 6.45% less
- Washington Park: Insurance costs 5.35% more
- Reservoir: Insurance costs 2.50% less
- Auburn: Insurance costs 5.77% less
- Elmwood: Insurance costs 7.06% more
- Lower South Providence: Insurance costs 10.13% more
- Lakewood: Insurance costs 9.64% less
- Wayland: Insurance costs 9.52% less
- Upper South Providence: Insurance costs 2.39% more
- Garden City: Insurance costs 11.68% less
Neighborhoods with Similar Populations
- San Jose Forest: Insurance costs 5.65% less
- O'Fallon: Insurance costs 10.81% less
- West Sharyland: Insurance costs 26.10% less
- Woodlands at Fiore: Insurance costs 38.35% less
- South Park: Insurance costs 46.93% less
- Pine Brook: Insurance costs 52.24% less
- Arlington: Insurance costs 26.93% less
- St Denis: Insurance costs 26.14% less
- Kevanna Park: Insurance costs 43.66% less
- Independence Plaza: Insurance costs 22.08% less