Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Edgewood, Cranston, RI
We monitor insurance prices, helping the average driver in Edgewood save up to 41.3% on car insurance.
The Cheapest Minimum Coverage in Edgewood
The chart below shows the cheapest car insurance company in Edgewood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.
| Edgewood Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $86 |
| Geico | $111 |
| Progressive | $129 |
| Midvale Home & Auto | $135 |
Savings for Every Kind of Edgewood Driver
Based on our extensive insurance data, we know the average Edgewood driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $821 per year by choosing the right vehicle insurance company. Some Edgewood residents are paying out over $2,466 extra every year for auto insurance in Edgewood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Edgewood, Cranston, RI Savings / Yr. |
|---|---|
$821 |
|
$991 |
|
$1,092 |
|
$1,847 |
|
$3,840 |
|
$280 |
|
$832 |
Edgewood Car Insurance vs. Cranston
People living in Edgewood pay an average of 10.74% more than the typical driver in the state. The average driver in Edgewood can expect to pay about $1,509 per year, or $2,466 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Edgewood for most people.
Car Insurance Prices by Edgewood Neighborhood
Insurance Prices
Where is insurance cheapest within Edgewood?
The map shows insurance prices in and around Edgewood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $331 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,607 to a low of $2,276. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Edgewood.Pick the Best Car Insurance Company for You in Edgewood
The best car insurance provider for most drivers in Edgewood
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $821 over the average Edgewood car insurance company.
The best car insurance provider for Edgewood drivers with accidents on their records
In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $991 over the competition.
The best car insurance company for Edgewood drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,092 better than other car insurance companies.
The best auto insurance for Edgewood drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,847 less each year.
The least expensive car insurance company for new and young drivers in Edgewood
In Edgewood, State Farm costs young drivers $3,840 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Edgewood
Geico gave the largest car insurance discounts to married couples, averaging $280 saved each year compared to an average Edgewood couple's premiums.
The cheapest car insurance in Edgewood for drivers with bad credit
The best Edgewood car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Edgewood, which was better than other insurers.
The cheapest large national provider in Edgewood
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Edgewood driver can expect to pay about $124 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Edgewood, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.Auto Insurance Prices in and Around Edgewood
What Influences the Cost of Car Insurance in Edgewood?
On average, car insurance in Edgewood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Rhode Island state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Edgewood are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Edgewood is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Edgewood is $126 per month for minimum coverage and $206 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Washington Park: Insurance costs 12.61% more
- South Elmwood: Insurance costs 6.89% more
- Lakewood: Insurance costs 3.41% less
- Lower South Providence: Insurance costs 17.72% more
- Elmwood: Insurance costs 14.44% more
- Reservoir: Insurance costs 4.22% more
- Auburn: Insurance costs 0.73% more
- Wayland: Insurance costs 3.28% less
- Kent Heights: Insurance costs 0.36% more
- Upper South Providence: Insurance costs 9.45% more
Neighborhoods with Similar Populations
- Tropico: Insurance costs 6.85% more
- North Garrett Road: Insurance costs 50.81% less
- Mark Twain: Insurance costs 2.39% less
- Meadowood: Insurance costs 53.20% less
- Military: Insurance costs 11.23% more
- NE-Sterling: Insurance costs 5.43% less
- New Horizons: Insurance costs 4.87% less
- Norkirk: Insurance costs 35.97% less
- North Charlotte: Insurance costs 43.96% less
- North El Monte: Insurance costs 4.42% less