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Get Cheap Car Insurance in Lower South Providence, Providence, RI
We monitor insurance prices, helping the average driver in Lower South Providence save up to 41.3% on car insurance.
The Cheapest Minimum Coverage in Lower South Providence
The chart below shows the cheapest car insurance company in Lower South Providence for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.
| Lower South Providence Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $101 |
| Geico | $130 |
| Progressive | $152 |
| Midvale Home & Auto | $159 |
Savings for Every Kind of Lower South Providence Driver
Based on our extensive insurance data, we know the average Lower South Providence driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $966 per year by choosing the right vehicle insurance company. Some Lower South Providence residents are paying out over $2,903 extra every year for auto insurance in Lower South Providence. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lower South Providence, Providence, RI Savings / Yr. |
|---|---|
$966 |
|
$1,167 |
|
$1,285 |
|
$2,174 |
|
$4,521 |
|
$330 |
|
$979 |
Lower South Providence Car Insurance vs. Providence
People living in Lower South Providence pay an average of 30.35% more than the typical driver in the state. The average driver in Lower South Providence can expect to pay about $1,777 per year, or $2,903 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Lower South Providence for most people.
Car Insurance Prices by Lower South Providence Neighborhood
Insurance Prices
Where is insurance cheapest within Lower South Providence?
The map shows insurance prices in and around Lower South Providence, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $729 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,192 to a low of $2,463. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Lower South Providence.Pick the Best Car Insurance Company for You in Lower South Providence
The best car insurance provider for most drivers in Lower South Providence
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $966 over the average Lower South Providence car insurance company.
The best car insurance provider for Lower South Providence drivers with accidents on their records
In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,167 over the competition.
The best car insurance company for Lower South Providence drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,285 better than other car insurance companies.
The best auto insurance for Lower South Providence drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $2,174 less each year.
The least expensive car insurance company for new and young drivers in Lower South Providence
In Lower South Providence, State Farm costs young drivers $4,521 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lower South Providence
Geico gave the largest car insurance discounts to married couples, averaging $330 saved each year compared to an average Lower South Providence couple's premiums.
The cheapest car insurance in Lower South Providence for drivers with bad credit
The best Lower South Providence car insurance company for customer service
Amica was the best company for customer service in Lower South Providence according to the NAIC.
Recent price drops
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The cheapest large national provider in Lower South Providence
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lower South Providence driver can expect to pay about $124 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lower South Providence, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.Auto Insurance Prices in and Around Lower South Providence
What Influences the Cost of Car Insurance in Lower South Providence?
On average, car insurance in Lower South Providence is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Lower South Providence is 34 minutes, which is far more than average for a driver in the city.
- Rhode Island state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lower South Providence are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Lower South Providence is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lower South Providence is $148 per month for minimum coverage and $242 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Elmwood: Insurance costs 2.79% less
- Upper South Providence: Insurance costs 7.03% less
- Wayland: Insurance costs 17.84% less
- Washington Park: Insurance costs 4.34% less
- West End: Insurance costs 1.86% less
- Reservoir: Insurance costs 11.47% less
- South Elmwood: Insurance costs 9.20% less
- Downtown: Insurance costs 13.26% less
- Federal Hill: Insurance costs 10.33% less
- Fox Point: Insurance costs 14.36% less
Neighborhoods with Similar Populations
- Mountain View: Insurance costs 44.26% less
- Plaza-Eastway: Insurance costs 47.50% less
- Pelican Bay: Insurance costs 16.57% less
- Oak Forest: Insurance costs 46.02% less
- North Quinsigamond Village: Insurance costs 41.34% less
- North Hill Historic District: Insurance costs 52.46% less
- Newport: Insurance costs 43.82% less
- Natomas Corporate Center: Insurance costs 25.56% less
- Nashboro Village: Insurance costs 45.40% less
- Royal Highlands: Insurance costs 17.67% less