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Get Cheap Car Insurance in Upper South Providence, Providence, RI
We monitor insurance prices, helping the average driver in Upper South Providence save up to 41.3% on car insurance.
The Cheapest Minimum Coverage in Upper South Providence
The chart below shows the cheapest car insurance company in Upper South Providence for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.
| Upper South Providence Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $94 |
| Geico | $121 |
| Progressive | $141 |
| Midvale Home & Auto | $148 |
Savings for Every Kind of Upper South Providence Driver
Based on our extensive insurance data, we know the average Upper South Providence driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $898 per year by choosing the right vehicle insurance company. Some Upper South Providence residents are paying out over $2,699 extra every year for auto insurance in Upper South Providence. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Upper South Providence, Providence, RI Savings / Yr. |
|---|---|
$898 |
|
$1,085 |
|
$1,195 |
|
$2,022 |
|
$4,203 |
|
$307 |
|
$910 |
Upper South Providence Car Insurance vs. Providence
People living in Upper South Providence pay an average of 21.21% more than the typical driver in the state. The average driver in Upper South Providence can expect to pay about $1,652 per year, or $2,699 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Upper South Providence for most people.
Car Insurance Prices by Upper South Providence Neighborhood
Insurance Prices
Where is insurance cheapest within Upper South Providence?
The map shows insurance prices in and around Upper South Providence, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $510 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,973 to a low of $2,463. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Upper South Providence.Pick the Best Car Insurance Company for You in Upper South Providence
The best car insurance provider for most drivers in Upper South Providence
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $898 over the average Upper South Providence car insurance company.
The best car insurance provider for Upper South Providence drivers with accidents on their records
In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,085 over the competition.
The best car insurance company for Upper South Providence drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,195 better than other car insurance companies.
The best auto insurance for Upper South Providence drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $2,022 less each year.
The least expensive car insurance company for new and young drivers in Upper South Providence
In Upper South Providence, State Farm costs young drivers $4,203 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Upper South Providence
Geico gave the largest car insurance discounts to married couples, averaging $307 saved each year compared to an average Upper South Providence couple's premiums.
The cheapest car insurance in Upper South Providence for drivers with bad credit
The best Upper South Providence car insurance company for customer service
Amica was the best company for customer service in Upper South Providence according to the NAIC.
Recent price drops
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The cheapest large national provider in Upper South Providence
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Upper South Providence driver can expect to pay about $124 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Upper South Providence, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.Auto Insurance Prices in and Around Upper South Providence
What Influences the Cost of Car Insurance in Upper South Providence?
On average, car insurance in Upper South Providence is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Rhode Island state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Upper South Providence are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Upper South Providence is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Upper South Providence is $138 per month for minimum coverage and $225 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lower South Providence: Insurance costs 7.56% more
- Wayland: Insurance costs 11.63% less
- West End: Insurance costs 5.56% more
- Elmwood: Insurance costs 4.56% more
- Federal Hill: Insurance costs 3.56% less
- Downtown: Insurance costs 6.71% less
- Fox Point: Insurance costs 7.89% less
- College Hill: Insurance costs 10.56% less
- Smith Hill: Insurance costs 0.89% more
- Reservoir: Insurance costs 4.78% less
Neighborhoods with Similar Populations
- Ventura: Insurance costs 22.64% less
- Centerville: Insurance costs 17.19% less
- Central Area: Insurance costs 54.28% less
- Centretech: Insurance costs 15.04% less
- Chandler Heights: Insurance costs 24.97% less
- Chimney Rock Area: Insurance costs 39.57% less
- Cobblestone: Insurance costs 6.22% less
- College Heights: Insurance costs 29.05% less
- Columbus Park: Insurance costs 40.50% less
- Cornerstone Village North: Insurance costs 24.56% less