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Get Cheap Car Insurance in College Hill, Providence, RI
We monitor insurance prices, helping the average driver in College Hill save up to 41.3% on car insurance.
The Cheapest Minimum Coverage in College Hill
The chart below shows the cheapest car insurance company in College Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.
| College Hill Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $84 |
| Geico | $108 |
| Progressive | $126 |
| Midvale Home & Auto | $132 |
Savings for Every Kind of College Hill Driver
Based on our extensive insurance data, we know the average College Hill driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $803 per year by choosing the right vehicle insurance company. Some College Hill residents are paying out over $2,414 extra every year for auto insurance in College Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
College Hill, Providence, RI Savings / Yr. |
|---|---|
$803 |
|
$970 |
|
$1,069 |
|
$1,808 |
|
$3,759 |
|
$274 |
|
$814 |
College Hill Car Insurance vs. Providence
People living in College Hill pay an average of 8.40% more than the typical driver in the state. The average driver in College Hill can expect to pay about $1,478 per year, or $2,414 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in College Hill for most people.
Car Insurance Prices by College Hill Neighborhood
Insurance Prices
Where is insurance cheapest within College Hill?
The map shows insurance prices in and around College Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $204 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,524 to a low of $2,320. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of College Hill.Pick the Best Car Insurance Company for You in College Hill
The best car insurance provider for most drivers in College Hill
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $803 over the average College Hill car insurance company.
The best car insurance provider for College Hill drivers with accidents on their records
In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $970 over the competition.
The best car insurance company for College Hill drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,069 better than other car insurance companies.
The best auto insurance for College Hill drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,808 less each year.
The least expensive car insurance company for new and young drivers in College Hill
In College Hill, State Farm costs young drivers $3,759 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in College Hill
Geico gave the largest car insurance discounts to married couples, averaging $274 saved each year compared to an average College Hill couple's premiums.
The cheapest car insurance in College Hill for drivers with bad credit
The best College Hill car insurance company for customer service
Recent price drops
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The cheapest large national provider in College Hill
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average College Hill driver can expect to pay about $124 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In College Hill, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.Auto Insurance Prices in and Around College Hill
What Influences the Cost of Car Insurance in College Hill?
On average, car insurance in College Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Rhode Island state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in College Hill are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- College Hill is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in College Hill is $123 per month for minimum coverage and $201 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Fox Point: Insurance costs 2.98% more
- Downtown: Insurance costs 4.31% more
- Mount Hope: Insurance costs 4.43% more
- Blackstone: Insurance costs 3.11% less
- Smith Hill: Insurance costs 12.80% more
- Upper South Providence: Insurance costs 11.81% more
- Federal Hill: Insurance costs 7.83% more
- Six Corners: Insurance costs 4.35% more
- Ingrams Corner: Insurance costs 2.78% more
- Hope: Insurance costs 5.22% more
Neighborhoods with Similar Populations
- Oceanway: Insurance costs 0.95% more
- Cathedral Park: Insurance costs 25.02% less
- Airport-Pines Road: Insurance costs 23.90% more
- Sunnyside: Insurance costs 29.78% less
- Cleveland Park: Insurance costs 9.20% less
- Yorkshire: Insurance costs 41.59% less
- South 48th Street: Insurance costs 41.43% less
- Shawnee: Insurance costs 12.01% more
- Muscoy: Insurance costs 5.05% less
- McMurray-Huntingdon: Insurance costs 36.37% less