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Get Cheap Car Insurance in Cathedral Park, Portland, OR

We monitor insurance prices, helping the average driver in Cathedral Park save up to 34.7% on car insurance.

 

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The Cheapest Minimum Coverage in Cathedral Park

The chart below shows the cheapest car insurance company in Cathedral Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.

 
Cathedral Park Insurer Monthly Cost
Metromile $77
State Farm $78
Country Financial $86
Travelers $90

Savings for Every Kind of Cathedral Park Driver

The table shows how much the average auto insurance customer in Cathedral Park might save by following our recommendations.

Based on our extensive insurance data, we know the average Cathedral Park driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $575 per year by choosing the right vehicle insurance company. Some Cathedral Park residents are paying out over $1,810 extra every year for auto insurance in Cathedral Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Cathedral Park Car Insurance vs. Portland

People living in Cathedral Park pay an average of 20.05% more than the typical driver in the state. The average driver in Cathedral Park can expect to pay about $1,397 per year, or $1,810 for full coverage.

Based on our analysis, Metromile will be the cheapest provider in Cathedral Park for most people.

Car Insurance Prices by Cathedral Park Neighborhood

Cathedral Park, Portland, OR map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Cathedral Park?

The map shows insurance prices in and around Cathedral Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $296 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,938 to a low of $1,642. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Cathedral Park.

Pick the Best Car Insurance Company for You in Cathedral Park

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Cathedral Park insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Cathedral Park

For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $575 over the average Cathedral Park car insurance company.

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We use the average good driver, paying $103 per month, as our baseline for pricing in Cathedral Park. State Farm, Metromile, and Mile Auto are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Cathedral Park drivers with accidents on their records

In Cathedral Park getting into an accident will raise premiums an average 37% for a yearly cost of $2,866. That's $1,055 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Metromile, and Mile Auto are good choices for drivers with accidents.

In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $856 over the competition.

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The best car insurance company for Cathedral Park drivers with speeding tickets

>Mile Auto gave the average person with a speeding ticket the most savings, averaging $698 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Cathedral Park, tickets raise premiums on new quotes about $773. If you have a speeding ticket, we recommend State Farm, Mile Auto, and Metromile for savings that beat the average insurance cost of $2,584 per year.

The best auto insurance for Cathedral Park drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,490 per year in auto insurance premiums, which was $680 more than a driver with no major issues. State Farm, Mile Auto, and Kemper penalized their customers the least for a DUI.

Getting a quote from Mile Auto may cost the average person with a DUI about $784 less each year.

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The least expensive car insurance company for new and young drivers in Cathedral Park

In Cathedral Park, Country Financial costs young drivers $2,081 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 70% more for insurance than more mature drivers in Cathedral Park. With an average cost of $6,000 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Travelers, and Country Financial try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Cathedral Park

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $101. State Farm, Progressive, and Country Financial provided the largest discounts to couples living in Cathedral Park.

State Farm gave the largest car insurance discounts to married couples, averaging $562 saved each year compared to an average Cathedral Park couple's premiums.

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The cheapest car insurance in Cathedral Park for drivers with bad credit

People with poor credit saved an average of $670 with Mile Auto.

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Many people are surprised that their poor credit score can cost them an average of $911 every year. Premiums for people with poor credit were about $2,722 in Cathedral Park. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Mile Auto, Kemper, and Country Financial.

The best Cathedral Park car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Cathedral Park, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Country Financial as the best provider in Cathedral Park.

Nationwide was the best company for customer service in Cathedral Park according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Cathedral Park, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Cathedral Park. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Cathedral Park

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 41% of Cathedral Park residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Cathedral Park driver can expect to pay about $97 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cathedral Park, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.
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Auto Insurance Prices in and Around Cathedral Park

What Influences the Cost of Car Insurance in Cathedral Park?

On average, car insurance in Cathedral Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Cathedral Park is 36 minutes, which is far more than average for a driver in the city.
  • Oregon state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Cathedral Park are among the lowest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
  • Cathedral Park has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Cathedral Park is $116 per month for minimum coverage and $151 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Cathedral Park driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Cathedral Park with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.