Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in La Sierra Acres, Riverside, CA
We monitor insurance prices, helping the average driver in La Sierra Acres save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in La Sierra Acres
The chart below shows the cheapest car insurance company in La Sierra Acres for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| La Sierra Acres Insurer | Monthly Cost |
|---|---|
| Metromile | $57 |
| Geico | $64 |
| Progressive | $69 |
| Travelers | $71 |
Savings for Every Kind of La Sierra Acres Driver
Based on our extensive insurance data, we know the average La Sierra Acres driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $723 per year by choosing the right vehicle insurance company. Some La Sierra Acres residents are paying out over $2,261 extra every year for auto insurance in La Sierra Acres. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
La Sierra Acres, Riverside, CA Savings / Yr. |
|---|---|
$723 |
|
$1,324 |
|
$1,047 |
|
$1,840 |
|
$945 |
|
$410 |
|
$0 |
La Sierra Acres Car Insurance vs. Riverside
People living in La Sierra Acres pay an average of 12.59% more than the typical driver in the state. The average driver in La Sierra Acres can expect to pay about $1,058 per year, or $2,261 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in La Sierra Acres for most people.
Car Insurance Prices by La Sierra Acres Neighborhood
Insurance Prices
Where is insurance cheapest within La Sierra Acres?
The map shows insurance prices in and around La Sierra Acres, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $164 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,367 to a low of $2,203. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of La Sierra Acres.Pick the Best Car Insurance Company for You in La Sierra Acres
The best car insurance provider for most drivers in La Sierra Acres
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $723 over the average La Sierra Acres car insurance company.
The best car insurance provider for La Sierra Acres drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,324 over the competition.
The best car insurance company for La Sierra Acres drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,047 better than other car insurance companies.
The best auto insurance for La Sierra Acres drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,840 less each year.
The least expensive car insurance company for new and young drivers in La Sierra Acres
In La Sierra Acres, State Farm costs young drivers $945 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in La Sierra Acres
Progressive gave the largest car insurance discounts to married couples, averaging $410 saved each year compared to an average La Sierra Acres couple's premiums.
The cheapest car insurance in La Sierra Acres for drivers with bad credit
The best La Sierra Acres car insurance company for customer service
Nationwide was the best company for customer service in La Sierra Acres according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in La Sierra Acres, which was better than other insurers.
The cheapest large national provider in La Sierra Acres
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average La Sierra Acres driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In La Sierra Acres, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around La Sierra Acres
What Influences the Cost of Car Insurance in La Sierra Acres?
On average, car insurance in La Sierra Acres is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in La Sierra Acres is 49 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in La Sierra Acres are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- La Sierra Acres is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in La Sierra Acres is $88 per month for minimum coverage and $188 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- La Sierra Hills: Insurance costs 2.61% less
- Arlanza: Insurance costs 1.15% more
- La Sierra: Insurance costs 1.02% less
- Arlington: Insurance costs 1.68% more
- Airport: Insurance costs 2.48% more
- Ramona: Insurance costs 1.50% less
- Arlington South: Insurance costs 1.86% less
- La Sierra South: Insurance costs 1.90% less
- Presidential Park: Insurance costs 4.11% less
- Grand: Insurance costs 0.49% less
Neighborhoods with Similar Populations
- Glendale-Heatherdowns: Insurance costs 49.67% less
- Sunnyside: Insurance costs 25.03% less
- Cleveland Park: Insurance costs 3.05% less
- Alderwood Manor: Insurance costs 27.38% less
- Beresford: Insurance costs 8.67% less
- Muscoy: Insurance costs 1.37% more
- Five Oaks: Insurance costs 23.22% less
- Highland Hills: Insurance costs 3.72% more
- Mondawin-Walbrook: Insurance costs 11.19% more
- McMurray-Huntingdon: Insurance costs 32.07% less