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Get Cheap Car Insurance in Mondawin-Walbrook, Baltimore, MD

We monitor insurance prices, helping the average driver in Mondawin-Walbrook save up to 26.9% on car insurance.

 

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The Cheapest Minimum Coverage in Mondawin-Walbrook

The chart below shows the cheapest car insurance company in Mondawin-Walbrook for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.

 
Mondawin-Walbrook Insurer Monthly Cost
State Farm $117
Erie Insurance $118
Travelers $134
Safeco Insurance $140

Savings for Every Kind of Mondawin-Walbrook Driver

The table shows how much the average auto insurance customer in Mondawin-Walbrook might save by following our recommendations.

Based on our extensive insurance data, we know the average Mondawin-Walbrook driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $468 per year by choosing the right vehicle insurance company. Some Mondawin-Walbrook residents are paying out over $2,514 extra every year for auto insurance in Mondawin-Walbrook. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Mondawin-Walbrook, Baltimore, MD Savings / Yr.
$468
$439
$511
$825
$1,586
$284
$1,108

Mondawin-Walbrook Car Insurance vs. Baltimore

People living in Mondawin-Walbrook pay an average of 35.65% more than the typical driver in the state. The average driver in Mondawin-Walbrook can expect to pay about $1,713 per year, or $2,514 for full coverage.

Based on our analysis, MetLife will be the cheapest provider in Mondawin-Walbrook for most people.

Car Insurance Prices by Mondawin-Walbrook Neighborhood

Mondawin-Walbrook, Baltimore, MD map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Mondawin-Walbrook?

The map shows insurance prices in and around Mondawin-Walbrook, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $249 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,666 to a low of $2,417. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of Mondawin-Walbrook.

Pick the Best Car Insurance Company for You in Mondawin-Walbrook

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Mondawin-Walbrook insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Mondawin-Walbrook

For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $468 over the average Mondawin-Walbrook car insurance company.

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We use the average good driver, paying $171 per month, as our baseline for pricing in Mondawin-Walbrook. Geico, Travelers, and MetLife are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Mondawin-Walbrook drivers with accidents on their records

In Mondawin-Walbrook getting into an accident will raise premiums an average 25% for a yearly cost of $3,356. That's $842 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Erie Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $439 over the competition.

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The best car insurance company for Mondawin-Walbrook drivers with speeding tickets

>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $511 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Mondawin-Walbrook, tickets raise premiums on new quotes about $526. If you have a speeding ticket, we recommend State Farm, Geico, and Erie Insurance for savings that beat the average insurance cost of $3,040 per year.

The best auto insurance for Mondawin-Walbrook drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,596 per year in auto insurance premiums, which was $1,082 more than a driver with no major issues. Progressive, Travelers, and Erie Insurance penalized their customers the least for a DUI.

Getting a quote from Erie Insurance may cost the average person with a DUI about $825 less each year.

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The least expensive car insurance company for new and young drivers in Mondawin-Walbrook

In Mondawin-Walbrook, Erie Insurance costs young drivers $1,586 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 68% more for insurance than more mature drivers in Mondawin-Walbrook. With an average cost of $7,782 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Mondawin-Walbrook

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $210. State Farm, Progressive, and Erie Insurance provided the largest discounts to couples living in Mondawin-Walbrook.

State Farm gave the largest car insurance discounts to married couples, averaging $284 saved each year compared to an average Mondawin-Walbrook couple's premiums.

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The cheapest car insurance in Mondawin-Walbrook for drivers with bad credit

People with poor credit saved an average of $1,108 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,605 every year. Premiums for people with poor credit were about $4,118 in Mondawin-Walbrook. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Progressive, and Safe Auto.

The best Mondawin-Walbrook car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Mondawin-Walbrook, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Mondawin-Walbrook.

Nationwide was the best company for customer service in Mondawin-Walbrook according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Mondawin-Walbrook, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Mondawin-Walbrook. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Mondawin-Walbrook

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 51% of Mondawin-Walbrook residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Mondawin-Walbrook driver can expect to pay about $133 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mondawin-Walbrook, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.
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Auto Insurance Prices in and Around Mondawin-Walbrook

What Influences the Cost of Car Insurance in Mondawin-Walbrook?

On average, car insurance in Mondawin-Walbrook is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Mondawin-Walbrook is 41 minutes, which is a little more than average for a driver in the city.
  • Maryland state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Mondawin-Walbrook are among the lowest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
  • Mondawin-Walbrook is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Mondawin-Walbrook is $143 per month for minimum coverage and $209 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Mondawin-Walbrook driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Mondawin-Walbrook with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.