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Get Cheap Car Insurance in Winsor Hills, Baltimore, MD
We monitor insurance prices, helping the average driver in Winsor Hills save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Winsor Hills
The chart below shows the cheapest car insurance company in Winsor Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Winsor Hills Insurer | Monthly Cost |
|---|---|
| State Farm | $112 |
| Erie Insurance | $113 |
| Travelers | $129 |
| Safeco Insurance | $134 |
Savings for Every Kind of Winsor Hills Driver
Based on our extensive insurance data, we know the average Winsor Hills driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $448 per year by choosing the right vehicle insurance company. Some Winsor Hills residents are paying out over $2,409 extra every year for auto insurance in Winsor Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Winsor Hills, Baltimore, MD Savings / Yr. |
|---|---|
$448 |
|
$421 |
|
$490 |
|
$790 |
|
$1,520 |
|
$272 |
|
$1,062 |
Winsor Hills Car Insurance vs. Baltimore
People living in Winsor Hills pay an average of 30.00% more than the typical driver in the state. The average driver in Winsor Hills can expect to pay about $1,642 per year, or $2,409 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Winsor Hills for most people.
Car Insurance Prices by Winsor Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Winsor Hills?
The map shows insurance prices in and around Winsor Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $403 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,622 to a low of $2,219. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Winsor Hills.Pick the Best Car Insurance Company for You in Winsor Hills
The best car insurance provider for most drivers in Winsor Hills
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $448 over the average Winsor Hills car insurance company.
The best car insurance provider for Winsor Hills drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $421 over the competition.
The best car insurance company for Winsor Hills drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $490 better than other car insurance companies.
The best auto insurance for Winsor Hills drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $790 less each year.
The least expensive car insurance company for new and young drivers in Winsor Hills
In Winsor Hills, Erie Insurance costs young drivers $1,520 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Winsor Hills
State Farm gave the largest car insurance discounts to married couples, averaging $272 saved each year compared to an average Winsor Hills couple's premiums.
The cheapest car insurance in Winsor Hills for drivers with bad credit
The best Winsor Hills car insurance company for customer service
Nationwide was the best company for customer service in Winsor Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Winsor Hills
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Winsor Hills driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Winsor Hills, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Winsor Hills
What Influences the Cost of Car Insurance in Winsor Hills?
On average, car insurance in Winsor Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Winsor Hills is 38 minutes, which is about the national average for a driver in the city.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Winsor Hills are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Winsor Hills is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Winsor Hills is $137 per month for minimum coverage and $201 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Forest Park: Insurance costs 1.54% more
- Mondawin-Walbrook: Insurance costs 4.36% more
- Howard Park: Insurance costs 1.83% less
- Hunting Ridge: Insurance costs 2.53% more
- Park Heights: Insurance costs 1.20% more
- Pimlico: Insurance costs 2.03% more
- Beechfielf-Irvington Area: Insurance costs 0.33% more
- Greater Rosemont: Insurance costs 0.17% less
- Sandtown-Winchester: Insurance costs 1.12% more
- Edmondson Heights: Insurance costs 1.58% more
Neighborhoods with Similar Populations
- Skyland: Insurance costs 7.06% less
- Highland Farms: Insurance costs 28.81% less
- Highland Oaks: Insurance costs 30.51% more
- Historic West-Side: Insurance costs 38.94% less
- Hollywood: Insurance costs 45.37% less
- Lake Hollingsworth: Insurance costs 3.82% more
- San Tan Ranch: Insurance costs 23.37% less
- Sea View Estates: Insurance costs 12.95% less
- Seneca: Insurance costs 0.42% less
- Signature Lakes: Insurance costs 0.50% less