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Get Cheap Car Insurance in Highland Farms, Baytown, TX
We monitor insurance prices, helping the average driver in Highland Farms save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Highland Farms
The chart below shows the cheapest car insurance company in Highland Farms for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Highland Farms Insurer | Monthly Cost |
|---|---|
| Clearcover | $44 |
| Mile Auto | $58 |
| Progressive | $60 |
| State Farm | $64 |
Savings for Every Kind of Highland Farms Driver
Based on our extensive insurance data, we know the average Highland Farms driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $353 per year by choosing the right vehicle insurance company. Some Highland Farms residents are paying out over $1,715 extra every year for auto insurance in Highland Farms. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Highland Farms, Baytown, TX Savings / Yr. |
|---|---|
$353 |
|
$807 |
|
$712 |
|
$815 |
|
$1,241 |
|
$469 |
|
$512 |
Highland Farms Car Insurance vs. Baytown
People living in Highland Farms pay an average of 12.25% less than the typical driver in the state. The average driver in Highland Farms can expect to pay about $1,021 per year, or $1,715 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Highland Farms for most people.
Car Insurance Prices by Highland Farms Neighborhood
Insurance Prices
Where is insurance cheapest within Highland Farms?
The map shows insurance prices in and around Highland Farms, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $230 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,891 to a low of $1,661. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Highland Farms.Pick the Best Car Insurance Company for You in Highland Farms
The best car insurance provider for most drivers in Highland Farms
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $353 over the average Highland Farms car insurance company.
The best car insurance provider for Highland Farms drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $807 over the competition.
The best car insurance company for Highland Farms drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $712 better than other car insurance companies.
The best auto insurance for Highland Farms drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $815 less each year.
The least expensive car insurance company for new and young drivers in Highland Farms
In Highland Farms, State Farm costs young drivers $1,241 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Highland Farms
State Farm gave the largest car insurance discounts to married couples, averaging $469 saved each year compared to an average Highland Farms couple's premiums.
The cheapest car insurance in Highland Farms for drivers with bad credit
The best Highland Farms car insurance company for customer service
Nationwide was the best company for customer service in Highland Farms according to the NAIC.
Recent price drops
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The cheapest large national provider in Highland Farms
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Highland Farms driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Highland Farms, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Highland Farms
What Influences the Cost of Car Insurance in Highland Farms?
On average, car insurance in Highland Farms is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Highland Farms are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Highland Farms is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Highland Farms is $85 per month for minimum coverage and $143 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Goose Creek: Insurance costs 8.51% more
- Old River Terrace: Insurance costs 7.93% more
- Downtown La Porte: Insurance costs 0.29% more
- Houston Farms: Insurance costs 13.64% more
- Spencer View Terrace: Insurance costs 11.84% more
- Riviera East: Insurance costs 24.37% more
- Houston Suburban Homes: Insurance costs 12.54% more
- Hunterwood: Insurance costs 21.69% more
- Northshore: Insurance costs 19.18% more
- Hubbell: Insurance costs 16.15% more
Neighborhoods with Similar Populations
- 1st Ward: Insurance costs 33.47% less
- Old Redford: Insurance costs 131.20% more
- Greenbush: Insurance costs 30.44% less
- Santa Fe: Insurance costs 15.80% more
- Hackensack Riverfront: Insurance costs 42.10% more
- Harper's Landing: Insurance costs 0.64% less
- Harrison East-South: Insurance costs 0.58% more
- Heron Bay: Insurance costs 25.25% more
- Lasalle College Park: Insurance costs 137.67% more
- Park Place: Insurance costs 4.02% less