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Get Cheap Car Insurance in Northshore, Houston, TX
We monitor insurance prices, helping the average driver in Northshore save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Northshore
The chart below shows the cheapest car insurance company in Northshore for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Northshore Insurer | Monthly Cost |
|---|---|
| Clearcover | $53 |
| Mile Auto | $69 |
| Progressive | $71 |
| State Farm | $77 |
Savings for Every Kind of Northshore Driver
Based on our extensive insurance data, we know the average Northshore driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $421 per year by choosing the right vehicle insurance company. Some Northshore residents are paying out over $2,044 extra every year for auto insurance in Northshore. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Northshore, Houston, TX Savings / Yr. |
|---|---|
$421 |
|
$962 |
|
$848 |
|
$972 |
|
$1,479 |
|
$559 |
|
$611 |
Northshore Car Insurance vs. Houston
People living in Northshore pay an average of 4.60% more than the typical driver in the state. The average driver in Northshore can expect to pay about $1,218 per year, or $2,044 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Northshore for most people.
Car Insurance Prices by Northshore Neighborhood
Insurance Prices
Where is insurance cheapest within Northshore?
The map shows insurance prices in and around Northshore, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $338 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,245 to a low of $1,907. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Northshore.Pick the Best Car Insurance Company for You in Northshore
The best car insurance provider for most drivers in Northshore
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $421 over the average Northshore car insurance company.
The best car insurance provider for Northshore drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $962 over the competition.
The best car insurance company for Northshore drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $848 better than other car insurance companies.
The best auto insurance for Northshore drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $972 less each year.
The least expensive car insurance company for new and young drivers in Northshore
In Northshore, State Farm costs young drivers $1,479 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Northshore
State Farm gave the largest car insurance discounts to married couples, averaging $559 saved each year compared to an average Northshore couple's premiums.
The cheapest car insurance in Northshore for drivers with bad credit
The best Northshore car insurance company for customer service
Nationwide was the best company for customer service in Northshore according to the NAIC.
Recent price drops
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The cheapest large national provider in Northshore
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Northshore driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Northshore, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Northshore
What Influences the Cost of Car Insurance in Northshore?
On average, car insurance in Northshore is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Northshore is 33 minutes, which is a little more than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Northshore are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Northshore is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Northshore is $101 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Riviera East: Insurance costs 4.35% more
- Downtown Jacinto City: Insurance costs 3.52% less
- Hunterwood: Insurance costs 2.10% more
- Denver Harbor-Port Houston: Insurance costs 1.27% more
- Downtown Pasadena: Insurance costs 2.35% less
- Houston Farms: Insurance costs 4.65% less
- East Houston: Insurance costs 4.45% more
- Old River Terrace: Insurance costs 9.44% less
- East End: Insurance costs the same
- Kashmere Gardens: Insurance costs 7.44% more
Neighborhoods with Similar Populations
- Battle Creek: Insurance costs 5.92% less
- Springlake-University Terrace: Insurance costs 40.70% more
- Ukrainian Village: Insurance costs 13.31% less
- University: Insurance costs 8.76% more
- Villages of Palm Beach Lakes: Insurance costs 53.82% more
- Washington Heights: Insurance costs 0.10% more
- West Baltimore: Insurance costs 17.86% more
- Fort Bend Houston: Insurance costs 2.20% more
- Flour Bluff: Insurance costs 18.25% less
- Western Branch North: Insurance costs 38.80% less