Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Kashmere Gardens, Houston, TX
We monitor insurance prices, helping the average driver in Kashmere Gardens save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Kashmere Gardens
The chart below shows the cheapest car insurance company in Kashmere Gardens for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Kashmere Gardens Insurer | Monthly Cost |
|---|---|
| Clearcover | $57 |
| Mile Auto | $74 |
| Progressive | $76 |
| State Farm | $82 |
Savings for Every Kind of Kashmere Gardens Driver
Based on our extensive insurance data, we know the average Kashmere Gardens driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $452 per year by choosing the right vehicle insurance company. Some Kashmere Gardens residents are paying out over $2,196 extra every year for auto insurance in Kashmere Gardens. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Kashmere Gardens, Houston, TX Savings / Yr. |
|---|---|
$452 |
|
$1,034 |
|
$911 |
|
$1,044 |
|
$1,589 |
|
$600 |
|
$656 |
Kashmere Gardens Car Insurance vs. Houston
People living in Kashmere Gardens pay an average of 12.38% more than the typical driver in the state. The average driver in Kashmere Gardens can expect to pay about $1,308 per year, or $2,196 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Kashmere Gardens for most people.
Car Insurance Prices by Kashmere Gardens Neighborhood
Insurance Prices
Where is insurance cheapest within Kashmere Gardens?
The map shows insurance prices in and around Kashmere Gardens, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $255 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,255 to a low of $2,000. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Kashmere Gardens.Pick the Best Car Insurance Company for You in Kashmere Gardens
The best car insurance provider for most drivers in Kashmere Gardens
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $452 over the average Kashmere Gardens car insurance company.
The best car insurance provider for Kashmere Gardens drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $1,034 over the competition.
The best car insurance company for Kashmere Gardens drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $911 better than other car insurance companies.
The best auto insurance for Kashmere Gardens drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $1,044 less each year.
The least expensive car insurance company for new and young drivers in Kashmere Gardens
In Kashmere Gardens, State Farm costs young drivers $1,589 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Kashmere Gardens
State Farm gave the largest car insurance discounts to married couples, averaging $600 saved each year compared to an average Kashmere Gardens couple's premiums.
The cheapest car insurance in Kashmere Gardens for drivers with bad credit
The best Kashmere Gardens car insurance company for customer service
Nationwide was the best company for customer service in Kashmere Gardens according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Kashmere Gardens, which was better than other insurers.
The cheapest large national provider in Kashmere Gardens
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Kashmere Gardens driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kashmere Gardens, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Kashmere Gardens
What Influences the Cost of Car Insurance in Kashmere Gardens?
On average, car insurance in Kashmere Gardens is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Kashmere Gardens is 38 minutes, which is far more than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Kashmere Gardens are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Kashmere Gardens is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Kashmere Gardens is $109 per month for minimum coverage and $183 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Greater Fifth Ward: Insurance costs 0.14% more
- Denver Harbor-Port Houston: Insurance costs 5.74% less
- Trinity-Houston Gardens: Insurance costs 3.01% less
- Downtown Houston: Insurance costs 5.24% less
- North: Insurance costs 4.92% less
- East End: Insurance costs 6.92% less
- East Houston: Insurance costs 2.78% less
- Fourth Ward: Insurance costs 13.75% less
- Independence Heights: Insurance costs 2.00% less
- East Little York-Homestead: Insurance costs 1.96% less
Neighborhoods with Similar Populations
- Bayside West: Insurance costs 26.32% more
- Valencia: Insurance costs 12.34% less
- Burnt Bridge Creek: Insurance costs 33.33% less
- Bystrom: Insurance costs 0.68% more
- Candlewood Park: Insurance costs 11.38% less
- Whitman Park: Insurance costs 3.60% less
- Belmont-Charlottesville: Insurance costs 45.17% less
- Windom: Insurance costs 15.39% less
- Woodcreek Oaks: Insurance costs 5.60% less
- Bank Square: Insurance costs 17.99% less