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Get Cheap Car Insurance in Greater Fifth Ward, Houston, TX
We monitor insurance prices, helping the average driver in Greater Fifth Ward save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Greater Fifth Ward
The chart below shows the cheapest car insurance company in Greater Fifth Ward for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Greater Fifth Ward Insurer | Monthly Cost |
|---|---|
| Clearcover | $57 |
| Mile Auto | $74 |
| Progressive | $76 |
| State Farm | $82 |
Savings for Every Kind of Greater Fifth Ward Driver
Based on our extensive insurance data, we know the average Greater Fifth Ward driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $452 per year by choosing the right vehicle insurance company. Some Greater Fifth Ward residents are paying out over $2,199 extra every year for auto insurance in Greater Fifth Ward. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Greater Fifth Ward, Houston, TX Savings / Yr. |
|---|---|
$452 |
|
$1,035 |
|
$913 |
|
$1,045 |
|
$1,591 |
|
$601 |
|
$657 |
Greater Fifth Ward Car Insurance vs. Houston
People living in Greater Fifth Ward pay an average of 12.53% more than the typical driver in the state. The average driver in Greater Fifth Ward can expect to pay about $1,310 per year, or $2,199 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Greater Fifth Ward for most people.
Car Insurance Prices by Greater Fifth Ward Neighborhood
Insurance Prices
Where is insurance cheapest within Greater Fifth Ward?
The map shows insurance prices in and around Greater Fifth Ward, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $356 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,327 to a low of $1,971. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Greater Fifth Ward.Pick the Best Car Insurance Company for You in Greater Fifth Ward
The best car insurance provider for most drivers in Greater Fifth Ward
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $452 over the average Greater Fifth Ward car insurance company.
The best car insurance provider for Greater Fifth Ward drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $1,035 over the competition.
The best car insurance company for Greater Fifth Ward drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $913 better than other car insurance companies.
The best auto insurance for Greater Fifth Ward drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $1,045 less each year.
The least expensive car insurance company for new and young drivers in Greater Fifth Ward
In Greater Fifth Ward, State Farm costs young drivers $1,591 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Greater Fifth Ward
State Farm gave the largest car insurance discounts to married couples, averaging $601 saved each year compared to an average Greater Fifth Ward couple's premiums.
The cheapest car insurance in Greater Fifth Ward for drivers with bad credit
The best Greater Fifth Ward car insurance company for customer service
Nationwide was the best company for customer service in Greater Fifth Ward according to the NAIC.
Recent price drops
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The cheapest large national provider in Greater Fifth Ward
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Greater Fifth Ward driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Greater Fifth Ward, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Greater Fifth Ward
What Influences the Cost of Car Insurance in Greater Fifth Ward?
On average, car insurance in Greater Fifth Ward is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Greater Fifth Ward is 35 minutes, which is a little more than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Greater Fifth Ward are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Greater Fifth Ward is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Greater Fifth Ward is $109 per month for minimum coverage and $183 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Kashmere Gardens: Insurance costs 0.14% less
- Denver Harbor-Port Houston: Insurance costs 5.87% less
- Downtown Houston: Insurance costs 5.37% less
- East End: Insurance costs 7.05% less
- Trinity-Houston Gardens: Insurance costs 3.14% less
- Fourth Ward: Insurance costs 13.87% less
- Midtown: Insurance costs 16.87% less
- Washington Avenue-Memorial Park: Insurance costs 14.46% less
- North: Insurance costs 5.05% less
- Rice Military: Insurance costs 13.87% less
Neighborhoods with Similar Populations
- Deerwood: Insurance costs 9.00% more
- East San Mateo: Insurance costs 6.59% less
- Dock Square: Insurance costs 15.01% less
- Dilworth: Insurance costs 40.93% less
- Turn of River: Insurance costs 1.96% less
- Eastmoor: Insurance costs 40.34% less
- Midway: Insurance costs 17.19% less
- Forest Glen: Insurance costs 20.05% less
- Eastside Santa Ana: Insurance costs 6.78% more
- Flatbush-Ditmas Park: Insurance costs 63.07% more