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Get Cheap Car Insurance in Flatbush-Ditmas Park, Brooklyn, NY
We monitor insurance prices, helping the average driver in Flatbush-Ditmas Park save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Flatbush-Ditmas Park
The chart below shows the cheapest car insurance company in Flatbush-Ditmas Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Flatbush-Ditmas Park Insurer | Monthly Cost |
|---|---|
| Kemper | $132 |
| Plymouth Rock Assurance | $176 |
| Safeco Insurance | $189 |
| Geico | $197 |
Savings for Every Kind of Flatbush-Ditmas Park Driver
Based on our extensive insurance data, we know the average Flatbush-Ditmas Park driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,069 per year by choosing the right vehicle insurance company. Some Flatbush-Ditmas Park residents are paying out over $3,586 extra every year for auto insurance in Flatbush-Ditmas Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Flatbush-Ditmas Park, Brooklyn, NY Savings / Yr. |
|---|---|
$1,069 |
|
$682 |
|
$1,362 |
|
$1,378 |
|
$3,376 |
|
$1,130 |
|
$1,800 |
Flatbush-Ditmas Park Car Insurance vs. Brooklyn
People living in Flatbush-Ditmas Park pay an average of 47.88% more than the typical driver in the state. The average driver in Flatbush-Ditmas Park can expect to pay about $2,601 per year, or $3,586 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Flatbush-Ditmas Park for most people.
Car Insurance Prices by Flatbush-Ditmas Park Neighborhood
Insurance Prices
Where is insurance cheapest within Flatbush-Ditmas Park?
The map shows insurance prices in and around Flatbush-Ditmas Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $394 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,831 to a low of $3,437. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Flatbush-Ditmas Park.Pick the Best Car Insurance Company for You in Flatbush-Ditmas Park
The best car insurance provider for most drivers in Flatbush-Ditmas Park
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,069 over the average Flatbush-Ditmas Park car insurance company.
The best car insurance provider for Flatbush-Ditmas Park drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $682 over the competition.
The best car insurance company for Flatbush-Ditmas Park drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,362 better than other car insurance companies.
The best auto insurance for Flatbush-Ditmas Park drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,378 less each year.
The least expensive car insurance company for new and young drivers in Flatbush-Ditmas Park
In Flatbush-Ditmas Park, Progressive costs young drivers $3,376 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Flatbush-Ditmas Park
Progressive gave the largest car insurance discounts to married couples, averaging $1,130 saved each year compared to an average Flatbush-Ditmas Park couple's premiums.
The cheapest car insurance in Flatbush-Ditmas Park for drivers with bad credit
The best Flatbush-Ditmas Park car insurance company for customer service
Nationwide was the best company for customer service in Flatbush-Ditmas Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Flatbush-Ditmas Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Flatbush-Ditmas Park driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Flatbush-Ditmas Park, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Flatbush-Ditmas Park
What Influences the Cost of Car Insurance in Flatbush-Ditmas Park?
On average, car insurance in Flatbush-Ditmas Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Flatbush-Ditmas Park is 58 minutes, which is far more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Flatbush-Ditmas Park are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Flatbush-Ditmas Park is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Flatbush-Ditmas Park is $217 per month for minimum coverage and $299 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Prospect Lefferts Gardens: Insurance costs 0.64% more
- Ditmas Park: Insurance costs 4.43% less
- East Flatbush: Insurance costs 3.01% more
- Crown Heights: Insurance costs 3.10% less
- Mapleton-Flatlands: Insurance costs 7.64% less
- Borough Park: Insurance costs 14.72% less
- Park Slope: Insurance costs 16.12% less
- Greenwood: Insurance costs 10.68% less
- Fort Green: Insurance costs 9.29% less
- Paerdegat: Insurance costs 0.59% more
Neighborhoods with Similar Populations
- East Village: Insurance costs 39.77% less
- Rancho Rinconada: Insurance costs 42.61% less
- Estates Of Highland Creek: Insurance costs 43.14% less
- Elmhurst: Insurance costs 31.34% less
- Central Napa: Insurance costs 43.73% less
- Edison Park: Insurance costs 54.63% less
- Cheswolde: Insurance costs 43.98% less
- Poplar Grove: Insurance costs 54.10% less
- Churchill: Insurance costs 57.03% less
- Eastwood: Insurance costs 32.52% less