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Get Cheap Car Insurance in Prospect Lefferts Gardens, Brooklyn, NY
We monitor insurance prices, helping the average driver in Prospect Lefferts Gardens save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Prospect Lefferts Gardens
The chart below shows the cheapest car insurance company in Prospect Lefferts Gardens for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Prospect Lefferts Gardens Insurer | Monthly Cost |
|---|---|
| Kemper | $133 |
| Plymouth Rock Assurance | $177 |
| Safeco Insurance | $190 |
| Geico | $198 |
Savings for Every Kind of Prospect Lefferts Gardens Driver
Based on our extensive insurance data, we know the average Prospect Lefferts Gardens driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,076 per year by choosing the right vehicle insurance company. Some Prospect Lefferts Gardens residents are paying out over $3,609 extra every year for auto insurance in Prospect Lefferts Gardens. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Prospect Lefferts Gardens, Brooklyn, NY Savings / Yr. |
|---|---|
$1,076 |
|
$686 |
|
$1,371 |
|
$1,387 |
|
$3,398 |
|
$1,137 |
|
$1,811 |
Prospect Lefferts Gardens Car Insurance vs. Brooklyn
People living in Prospect Lefferts Gardens pay an average of 48.84% more than the typical driver in the state. The average driver in Prospect Lefferts Gardens can expect to pay about $2,618 per year, or $3,609 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Prospect Lefferts Gardens for most people.
Car Insurance Prices by Prospect Lefferts Gardens Neighborhood
Insurance Prices
Where is insurance cheapest within Prospect Lefferts Gardens?
The map shows insurance prices in and around Prospect Lefferts Gardens, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $394 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,812 to a low of $3,418. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Prospect Lefferts Gardens.Pick the Best Car Insurance Company for You in Prospect Lefferts Gardens
The best car insurance provider for most drivers in Prospect Lefferts Gardens
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,076 over the average Prospect Lefferts Gardens car insurance company.
The best car insurance provider for Prospect Lefferts Gardens drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $686 over the competition.
The best car insurance company for Prospect Lefferts Gardens drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,371 better than other car insurance companies.
The best auto insurance for Prospect Lefferts Gardens drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,387 less each year.
The least expensive car insurance company for new and young drivers in Prospect Lefferts Gardens
In Prospect Lefferts Gardens, Progressive costs young drivers $3,398 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Prospect Lefferts Gardens
Progressive gave the largest car insurance discounts to married couples, averaging $1,137 saved each year compared to an average Prospect Lefferts Gardens couple's premiums.
The cheapest car insurance in Prospect Lefferts Gardens for drivers with bad credit
The best Prospect Lefferts Gardens car insurance company for customer service
Nationwide was the best company for customer service in Prospect Lefferts Gardens according to the NAIC.
Recent price drops
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The cheapest large national provider in Prospect Lefferts Gardens
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Prospect Lefferts Gardens driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Prospect Lefferts Gardens, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Prospect Lefferts Gardens
What Influences the Cost of Car Insurance in Prospect Lefferts Gardens?
On average, car insurance in Prospect Lefferts Gardens is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Prospect Lefferts Gardens is 49 minutes, which is about the national average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Prospect Lefferts Gardens are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Prospect Lefferts Gardens is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Prospect Lefferts Gardens is $218 per month for minimum coverage and $301 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Flatbush-Ditmas Park: Insurance costs 0.64% less
- Ditmas Park: Insurance costs 5.04% less
- Crown Heights: Insurance costs 3.71% less
- East Flatbush: Insurance costs 2.36% more
- Park Slope: Insurance costs 16.65% less
- Mapleton-Flatlands: Insurance costs 8.23% less
- Borough Park: Insurance costs 15.27% less
- Greenwood: Insurance costs 11.25% less
- Fort Green: Insurance costs 9.86% less
- Bedford-Stuyvesant: Insurance costs 2.08% less
Neighborhoods with Similar Populations
- Green Mountain: Insurance costs 44.61% less
- South Knoxville: Insurance costs 59.88% less
- Allied Gardens: Insurance costs 46.47% less
- Thunderbird Hills: Insurance costs 44.97% less
- Liberty Street Historic District: Insurance costs 34.52% less
- Historic Mitchell Street: Insurance costs 60.07% less
- Highland Park: Insurance costs 47.05% less
- Heritage District: Insurance costs 41.01% less
- Falls of Neuse: Insurance costs 65.34% less
- Elk Plain: Insurance costs 55.36% less