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Get Cheap Car Insurance in Crown Heights, Brooklyn, NY
We monitor insurance prices, helping the average driver in Crown Heights save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Crown Heights
The chart below shows the cheapest car insurance company in Crown Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Crown Heights Insurer | Monthly Cost |
|---|---|
| Kemper | $128 |
| Plymouth Rock Assurance | $170 |
| Safeco Insurance | $183 |
| Geico | $191 |
Savings for Every Kind of Crown Heights Driver
Based on our extensive insurance data, we know the average Crown Heights driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,036 per year by choosing the right vehicle insurance company. Some Crown Heights residents are paying out over $3,475 extra every year for auto insurance in Crown Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Crown Heights, Brooklyn, NY Savings / Yr. |
|---|---|
$1,036 |
|
$661 |
|
$1,320 |
|
$1,336 |
|
$3,271 |
|
$1,095 |
|
$1,744 |
Crown Heights Car Insurance vs. Brooklyn
People living in Crown Heights pay an average of 43.30% more than the typical driver in the state. The average driver in Crown Heights can expect to pay about $2,521 per year, or $3,475 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Crown Heights for most people.
Car Insurance Prices by Crown Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Crown Heights?
The map shows insurance prices in and around Crown Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $882 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,851 to a low of $2,969. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Crown Heights.Pick the Best Car Insurance Company for You in Crown Heights
The best car insurance provider for most drivers in Crown Heights
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,036 over the average Crown Heights car insurance company.
The best car insurance provider for Crown Heights drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $661 over the competition.
The best car insurance company for Crown Heights drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,320 better than other car insurance companies.
The best auto insurance for Crown Heights drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,336 less each year.
The least expensive car insurance company for new and young drivers in Crown Heights
In Crown Heights, Progressive costs young drivers $3,271 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Crown Heights
Progressive gave the largest car insurance discounts to married couples, averaging $1,095 saved each year compared to an average Crown Heights couple's premiums.
The cheapest car insurance in Crown Heights for drivers with bad credit
The best Crown Heights car insurance company for customer service
Nationwide was the best company for customer service in Crown Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Crown Heights
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Crown Heights driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Crown Heights, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Crown Heights
What Influences the Cost of Car Insurance in Crown Heights?
On average, car insurance in Crown Heights is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Crown Heights is 52 minutes, which is a little more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Crown Heights are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Crown Heights is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Crown Heights is $210 per month for minimum coverage and $290 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- East Flatbush: Insurance costs 6.30% more
- Prospect Lefferts Gardens: Insurance costs 3.86% more
- Flatbush-Ditmas Park: Insurance costs 3.19% more
- Bedford-Stuyvesant: Insurance costs 1.70% more
- Fort Green: Insurance costs 6.39% less
- Park Slope: Insurance costs 13.44% less
- Clinton Hill: Insurance costs 8.60% less
- Ditmas Park: Insurance costs 1.38% less
- Ocean Hill: Insurance costs 3.05% more
- Brownsville: Insurance costs 2.88% more
Neighborhoods with Similar Populations
- Covina-Valley: Insurance costs 33.84% less
- Southeast Arlington: Insurance costs 44.03% less
- Lincoln Park: Insurance costs 48.95% less
- Logan Square: Insurance costs 46.10% less
- Long Island City: Insurance costs 7.88% less
- Midtown: Insurance costs 11.42% less
- Mira Mesa: Insurance costs 43.80% less
- Northeast: Insurance costs 65.01% less
- Northwest: Insurance costs 34.13% less
- Otay Ranch: Insurance costs 43.91% less