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Get Cheap Car Insurance in Bedford-Stuyvesant, Brooklyn, NY
We monitor insurance prices, helping the average driver in Bedford-Stuyvesant save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Bedford-Stuyvesant
The chart below shows the cheapest car insurance company in Bedford-Stuyvesant for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Bedford-Stuyvesant Insurer | Monthly Cost |
|---|---|
| Kemper | $130 |
| Plymouth Rock Assurance | $173 |
| Safeco Insurance | $186 |
| Geico | $194 |
Savings for Every Kind of Bedford-Stuyvesant Driver
Based on our extensive insurance data, we know the average Bedford-Stuyvesant driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,054 per year by choosing the right vehicle insurance company. Some Bedford-Stuyvesant residents are paying out over $3,534 extra every year for auto insurance in Bedford-Stuyvesant. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bedford-Stuyvesant, Brooklyn, NY Savings / Yr. |
|---|---|
$1,054 |
|
$672 |
|
$1,342 |
|
$1,358 |
|
$3,327 |
|
$1,113 |
|
$1,774 |
Bedford-Stuyvesant Car Insurance vs. Brooklyn
People living in Bedford-Stuyvesant pay an average of 45.73% more than the typical driver in the state. The average driver in Bedford-Stuyvesant can expect to pay about $2,563 per year, or $3,534 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Bedford-Stuyvesant for most people.
Car Insurance Prices by Bedford-Stuyvesant Neighborhood
Insurance Prices
Where is insurance cheapest within Bedford-Stuyvesant?
The map shows insurance prices in and around Bedford-Stuyvesant, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $1,014 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,952 to a low of $2,938. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Bedford-Stuyvesant.Pick the Best Car Insurance Company for You in Bedford-Stuyvesant
The best car insurance provider for most drivers in Bedford-Stuyvesant
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,054 over the average Bedford-Stuyvesant car insurance company.
The best car insurance provider for Bedford-Stuyvesant drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $672 over the competition.
The best car insurance company for Bedford-Stuyvesant drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,342 better than other car insurance companies.
The best auto insurance for Bedford-Stuyvesant drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,358 less each year.
The least expensive car insurance company for new and young drivers in Bedford-Stuyvesant
In Bedford-Stuyvesant, Progressive costs young drivers $3,327 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bedford-Stuyvesant
Progressive gave the largest car insurance discounts to married couples, averaging $1,113 saved each year compared to an average Bedford-Stuyvesant couple's premiums.
The cheapest car insurance in Bedford-Stuyvesant for drivers with bad credit
The best Bedford-Stuyvesant car insurance company for customer service
Nationwide was the best company for customer service in Bedford-Stuyvesant according to the NAIC.
Recent price drops
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The cheapest large national provider in Bedford-Stuyvesant
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Bedford-Stuyvesant driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bedford-Stuyvesant, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Bedford-Stuyvesant
What Influences the Cost of Car Insurance in Bedford-Stuyvesant?
On average, car insurance in Bedford-Stuyvesant is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Bedford-Stuyvesant is 54 minutes, which is a little more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bedford-Stuyvesant are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Bedford-Stuyvesant has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Bedford-Stuyvesant is $214 per month for minimum coverage and $295 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Ocean Hill: Insurance costs 1.33% more
- Clinton Hill: Insurance costs 10.13% less
- Crown Heights: Insurance costs 1.67% less
- Bushwick: Insurance costs 0.82% less
- Fort Green: Insurance costs 7.95% less
- Williamsburg: Insurance costs 12.42% less
- Broadway Junction: Insurance costs 0.20% less
- East Flatbush: Insurance costs 4.53% more
- Brownsville: Insurance costs 1.16% more
- Prospect Lefferts Gardens: Insurance costs 2.12% more
Neighborhoods with Similar Populations
- North Last Vegas: Insurance costs 26.74% less
- Southeast: Insurance costs 41.68% less
- North Scottsdale: Insurance costs 46.89% less
- Southeast Dallas: Insurance costs 41.23% less
- Paradise: Insurance costs 26.51% less
- Williamsburg: Insurance costs 12.42% less
- Upper West Side: Insurance costs 12.20% less
- South Los Angeles: Insurance costs 26.09% less
- South Mountain: Insurance costs 43.35% less
- Gravesend-Sheepshead Bay: Insurance costs 8.55% less