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Get Cheap Car Insurance in North Scottsdale, Scottsdale, AZ
We monitor insurance prices, helping the average driver in North Scottsdale save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in North Scottsdale
The chart below shows the cheapest car insurance company in North Scottsdale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| North Scottsdale Insurer | Monthly Cost |
|---|---|
| Metromile | $64 |
| State Farm | $65 |
| Mile Auto | $81 |
| MetLife | $81 |
Savings for Every Kind of North Scottsdale Driver
Based on our extensive insurance data, we know the average North Scottsdale driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $725 per year by choosing the right vehicle insurance company. Some North Scottsdale residents are paying out over $1,877 extra every year for auto insurance in North Scottsdale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Scottsdale, Scottsdale, AZ Savings / Yr. |
|---|---|
$725 |
|
$645 |
|
$392 |
|
$659 |
|
$2,091 |
|
$369 |
|
$1,037 |
North Scottsdale Car Insurance vs. Scottsdale
People living in North Scottsdale pay an average of 3.45% more than the typical driver in the state. The average driver in North Scottsdale can expect to pay about $989 per year, or $1,877 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in North Scottsdale for most people.
Car Insurance Prices by North Scottsdale Neighborhood
Insurance Prices
Where is insurance cheapest within North Scottsdale?
The map shows insurance prices in and around North Scottsdale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $269 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,024 to a low of $1,755. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of North Scottsdale.Pick the Best Car Insurance Company for You in North Scottsdale
The best car insurance provider for most drivers in North Scottsdale
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $725 over the average North Scottsdale car insurance company.
The best car insurance provider for North Scottsdale drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $645 over the competition.
The best car insurance company for North Scottsdale drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $392 better than other car insurance companies.
The best auto insurance for North Scottsdale drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $659 less each year.
The least expensive car insurance company for new and young drivers in North Scottsdale
In North Scottsdale, Geico costs young drivers $2,091 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Scottsdale
State Farm gave the largest car insurance discounts to married couples, averaging $369 saved each year compared to an average North Scottsdale couple's premiums.
The cheapest car insurance in North Scottsdale for drivers with bad credit
The best North Scottsdale car insurance company for customer service
Nationwide was the best company for customer service in North Scottsdale according to the NAIC.
Recent price drops
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The cheapest large national provider in North Scottsdale
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Scottsdale driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Scottsdale, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around North Scottsdale
What Influences the Cost of Car Insurance in North Scottsdale?
On average, car insurance in North Scottsdale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Scottsdale are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- North Scottsdale is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Scottsdale is $82 per month for minimum coverage and $156 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Paradise Valley: Insurance costs 1.92% more
- South Scottsdale: Insurance costs 0.37% more
- Desert View: Insurance costs 1.70% more
- Pinnacle Peak: Insurance costs 1.17% more
- Camelback East: Insurance costs 3.73% more
- Hohokam Village: Insurance costs 5.43% more
- Woodridge Lakes: Insurance costs 0.59% more
- North Mountain: Insurance costs 5.49% more
- Bronze Boot: Insurance costs 3.14% more
- Deer Valley: Insurance costs 2.40% more
Neighborhoods with Similar Populations
- Washington Heights: Insurance costs 88.12% more
- Sunset Park: Insurance costs 86.57% more
- Flushing: Insurance costs 81.41% more
- Borough Park: Insurance costs 62.92% more
- Spring Branch: Insurance costs 5.49% more
- South Bronx: Insurance costs 91.48% more
- Williamsburg: Insurance costs 64.89% more
- Brownsville: Insurance costs 90.46% more
- Buckhead: Insurance costs 4.32% more
- Bullard: Insurance costs 8.84% more