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Get Cheap Car Insurance in Pinnacle Peak, Scottsdale, AZ
We monitor insurance prices, helping the average driver in Pinnacle Peak save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Pinnacle Peak
The chart below shows the cheapest car insurance company in Pinnacle Peak for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Pinnacle Peak Insurer | Monthly Cost |
|---|---|
| Metromile | $65 |
| State Farm | $65 |
| Mile Auto | $82 |
| MetLife | $82 |
Savings for Every Kind of Pinnacle Peak Driver
Based on our extensive insurance data, we know the average Pinnacle Peak driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $734 per year by choosing the right vehicle insurance company. Some Pinnacle Peak residents are paying out over $1,899 extra every year for auto insurance in Pinnacle Peak. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pinnacle Peak, Scottsdale, AZ Savings / Yr. |
|---|---|
$734 |
|
$652 |
|
$397 |
|
$667 |
|
$2,116 |
|
$374 |
|
$1,049 |
Pinnacle Peak Car Insurance vs. Scottsdale
People living in Pinnacle Peak pay an average of 4.68% more than the typical driver in the state. The average driver in Pinnacle Peak can expect to pay about $1,001 per year, or $1,899 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Pinnacle Peak for most people.
Car Insurance Prices by Pinnacle Peak Neighborhood
Insurance Prices
Where is insurance cheapest within Pinnacle Peak?
The map shows insurance prices in and around Pinnacle Peak, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $376 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,113 to a low of $1,737. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Pinnacle Peak.Pick the Best Car Insurance Company for You in Pinnacle Peak
The best car insurance provider for most drivers in Pinnacle Peak
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $734 over the average Pinnacle Peak car insurance company.
The best car insurance provider for Pinnacle Peak drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $652 over the competition.
The best car insurance company for Pinnacle Peak drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $397 better than other car insurance companies.
The best auto insurance for Pinnacle Peak drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $667 less each year.
The least expensive car insurance company for new and young drivers in Pinnacle Peak
In Pinnacle Peak, Geico costs young drivers $2,116 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pinnacle Peak
State Farm gave the largest car insurance discounts to married couples, averaging $374 saved each year compared to an average Pinnacle Peak couple's premiums.
The cheapest car insurance in Pinnacle Peak for drivers with bad credit
The best Pinnacle Peak car insurance company for customer service
Nationwide was the best company for customer service in Pinnacle Peak according to the NAIC.
Recent price drops
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The cheapest large national provider in Pinnacle Peak
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Pinnacle Peak driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pinnacle Peak, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Pinnacle Peak
What Influences the Cost of Car Insurance in Pinnacle Peak?
On average, car insurance in Pinnacle Peak is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Pinnacle Peak is 35 minutes, which is far more than average for a driver in the city.
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pinnacle Peak are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Pinnacle Peak is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Pinnacle Peak is $83 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Desert View: Insurance costs 0.53% more
- Desert Hills: Insurance costs 0.37% less
- North Scottsdale: Insurance costs 1.16% less
- North Gateway: Insurance costs 1.21% less
- Paradise Valley: Insurance costs 0.74% more
- Deer Valley: Insurance costs 1.21% more
- New Village: Insurance costs 1.37% less
- North Mountain: Insurance costs 4.27% more
- Cactus Gale: Insurance costs 0.32% more
- South Scottsdale: Insurance costs 0.79% less
Neighborhoods with Similar Populations
- Bagley: Insurance costs 111.74% more
- Hyde Park-Brookwood-Southern Hills: Insurance costs 57.82% more
- Pleasure Ridge Park: Insurance costs 17.90% more
- Playa del Ray: Insurance costs 21.80% more
- Original Town: Insurance costs 0.58% less
- North Valley San Diego: Insurance costs 7.21% more
- Live Oak: Insurance costs 2.11% more
- Lea Hill: Insurance costs 13.01% less
- Langley Park: Insurance costs 22.38% more
- Kuliouou-Kalani Iki: Insurance costs 24.59% less