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Get Cheap Car Insurance in Deer Valley, Phoenix, AZ
We monitor insurance prices, helping the average driver in Deer Valley save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Deer Valley
The chart below shows the cheapest car insurance company in Deer Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Deer Valley Insurer | Monthly Cost |
|---|---|
| Metromile | $65 |
| State Farm | $66 |
| Mile Auto | $83 |
| MetLife | $83 |
Savings for Every Kind of Deer Valley Driver
Based on our extensive insurance data, we know the average Deer Valley driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $743 per year by choosing the right vehicle insurance company. Some Deer Valley residents are paying out over $1,922 extra every year for auto insurance in Deer Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Deer Valley, Phoenix, AZ Savings / Yr. |
|---|---|
$743 |
|
$660 |
|
$402 |
|
$675 |
|
$2,142 |
|
$378 |
|
$1,062 |
Deer Valley Car Insurance vs. Phoenix
People living in Deer Valley pay an average of 5.97% more than the typical driver in the state. The average driver in Deer Valley can expect to pay about $1,013 per year, or $1,922 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Deer Valley for most people.
Car Insurance Prices by Deer Valley Neighborhood
Insurance Prices
Where is insurance cheapest within Deer Valley?
The map shows insurance prices in and around Deer Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $488 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,236 to a low of $1,748. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Deer Valley.Pick the Best Car Insurance Company for You in Deer Valley
The best car insurance provider for most drivers in Deer Valley
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $743 over the average Deer Valley car insurance company.
The best car insurance provider for Deer Valley drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $660 over the competition.
The best car insurance company for Deer Valley drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $402 better than other car insurance companies.
The best auto insurance for Deer Valley drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $675 less each year.
The least expensive car insurance company for new and young drivers in Deer Valley
In Deer Valley, Geico costs young drivers $2,142 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Deer Valley
State Farm gave the largest car insurance discounts to married couples, averaging $378 saved each year compared to an average Deer Valley couple's premiums.
The cheapest car insurance in Deer Valley for drivers with bad credit
The best Deer Valley car insurance company for customer service
Nationwide was the best company for customer service in Deer Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in Deer Valley
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Deer Valley driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Deer Valley, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Deer Valley
What Influences the Cost of Car Insurance in Deer Valley?
On average, car insurance in Deer Valley is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Deer Valley is 32 minutes, which is a little more than average for a driver in the city.
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Deer Valley are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Deer Valley is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Deer Valley is $84 per month for minimum coverage and $160 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- North Mountain: Insurance costs 3.02% more
- Cactus Gale: Insurance costs 0.88% less
- Greenbriar: Insurance costs 2.19% more
- Paradise Valley: Insurance costs 0.47% less
- Desert Hills: Insurance costs 1.56% less
- North Gateway: Insurance costs 2.39% less
- Desert View: Insurance costs 0.68% less
- Peacock Village: Insurance costs 1.72% less
- Windsor Square: Insurance costs 3.59% more
- Camino Lago: Insurance costs 0.26% more
Neighborhoods with Similar Populations
- North Last Vegas: Insurance costs 34.70% more
- Southeast: Insurance costs 7.23% more
- South Los Angeles: Insurance costs 35.90% more
- Paradise: Insurance costs 35.12% more
- Bedford-Stuyvesant: Insurance costs 83.87% more
- Upper West Side: Insurance costs 61.45% more
- Gravesend-Sheepshead Bay: Insurance costs 68.16% more
- East Side: Insurance costs 0.10% more
- Southeast Mesa: Insurance costs 4.16% less
- Southeast Los Angeles: Insurance costs 34.60% more