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Get Cheap Car Insurance in South Scottsdale, Scottsdale, AZ
We monitor insurance prices, helping the average driver in South Scottsdale save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in South Scottsdale
The chart below shows the cheapest car insurance company in South Scottsdale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| South Scottsdale Insurer | Monthly Cost |
|---|---|
| Metromile | $64 |
| State Farm | $65 |
| Mile Auto | $82 |
| MetLife | $82 |
Savings for Every Kind of South Scottsdale Driver
Based on our extensive insurance data, we know the average South Scottsdale driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $728 per year by choosing the right vehicle insurance company. Some South Scottsdale residents are paying out over $1,884 extra every year for auto insurance in South Scottsdale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Scottsdale, Scottsdale, AZ Savings / Yr. |
|---|---|
$728 |
|
$647 |
|
$394 |
|
$662 |
|
$2,099 |
|
$371 |
|
$1,041 |
South Scottsdale Car Insurance vs. Scottsdale
People living in South Scottsdale pay an average of 3.87% more than the typical driver in the state. The average driver in South Scottsdale can expect to pay about $993 per year, or $1,884 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in South Scottsdale for most people.
Car Insurance Prices by South Scottsdale Neighborhood
Insurance Prices
Where is insurance cheapest within South Scottsdale?
The map shows insurance prices in and around South Scottsdale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $466 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,228 to a low of $1,762. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of South Scottsdale.Pick the Best Car Insurance Company for You in South Scottsdale
The best car insurance provider for most drivers in South Scottsdale
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $728 over the average South Scottsdale car insurance company.
The best car insurance provider for South Scottsdale drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $647 over the competition.
The best car insurance company for South Scottsdale drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $394 better than other car insurance companies.
The best auto insurance for South Scottsdale drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $662 less each year.
The least expensive car insurance company for new and young drivers in South Scottsdale
In South Scottsdale, Geico costs young drivers $2,099 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Scottsdale
State Farm gave the largest car insurance discounts to married couples, averaging $371 saved each year compared to an average South Scottsdale couple's premiums.
The cheapest car insurance in South Scottsdale for drivers with bad credit
The best South Scottsdale car insurance company for customer service
Nationwide was the best company for customer service in South Scottsdale according to the NAIC.
Recent price drops
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The cheapest large national provider in South Scottsdale
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Scottsdale driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Scottsdale, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around South Scottsdale
What Influences the Cost of Car Insurance in South Scottsdale?
On average, car insurance in South Scottsdale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Scottsdale are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- South Scottsdale is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Scottsdale is $83 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Riverside: Insurance costs 2.39% more
- Downtown Tempe: Insurance costs 2.07% less
- Sunset: Insurance costs 2.23% less
- Camelback East: Insurance costs 3.34% more
- Escalante: Insurance costs 6.42% more
- Tempe Junction: Insurance costs 0.37% more
- Meyer Park: Insurance costs 0.53% more
- Hohokam Village: Insurance costs 5.04% more
- Bronze Boot: Insurance costs 2.76% more
- Woodridge Lakes: Insurance costs 0.21% more
Neighborhoods with Similar Populations
- Southeast Mesa: Insurance costs 2.23% less
- Westlake: Insurance costs 39.33% more
- Wakefield-Williamsbridge: Insurance costs 89.33% more
- South Bronx: Insurance costs 90.76% more
- Sugarland: Insurance costs 12.53% more
- West San Jose: Insurance costs 9.34% more
- West Houston: Insurance costs 5.63% more
- Tremont: Insurance costs 91.67% more
- Sunset Park: Insurance costs 85.88% more
- Southwest: Insurance costs 20.86% more