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Get Cheap Car Insurance in South Bronx, Bronx, NY
We monitor insurance prices, helping the average driver in South Bronx save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in South Bronx
The chart below shows the cheapest car insurance company in South Bronx for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| South Bronx Insurer | Monthly Cost |
|---|---|
| Kemper | $132 |
| Plymouth Rock Assurance | $176 |
| Safeco Insurance | $189 |
| Geico | $197 |
Savings for Every Kind of South Bronx Driver
Based on our extensive insurance data, we know the average South Bronx driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,071 per year by choosing the right vehicle insurance company. Some South Bronx residents are paying out over $3,594 extra every year for auto insurance in South Bronx. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Bronx, Bronx, NY Savings / Yr. |
|---|---|
$1,071 |
|
$683 |
|
$1,365 |
|
$1,381 |
|
$3,383 |
|
$1,132 |
|
$1,803 |
South Bronx Car Insurance vs. Bronx
People living in South Bronx pay an average of 48.19% more than the typical driver in the state. The average driver in South Bronx can expect to pay about $2,607 per year, or $3,594 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in South Bronx for most people.
Car Insurance Prices by South Bronx Neighborhood
Insurance Prices
Where is insurance cheapest within South Bronx?
The map shows insurance prices in and around South Bronx, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $427 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,792 to a low of $3,365. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of South Bronx.Pick the Best Car Insurance Company for You in South Bronx
The best car insurance provider for most drivers in South Bronx
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,071 over the average South Bronx car insurance company.
The best car insurance provider for South Bronx drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $683 over the competition.
The best car insurance company for South Bronx drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,365 better than other car insurance companies.
The best auto insurance for South Bronx drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,381 less each year.
The least expensive car insurance company for new and young drivers in South Bronx
In South Bronx, Progressive costs young drivers $3,383 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Bronx
Progressive gave the largest car insurance discounts to married couples, averaging $1,132 saved each year compared to an average South Bronx couple's premiums.
The cheapest car insurance in South Bronx for drivers with bad credit
The best South Bronx car insurance company for customer service
Nationwide was the best company for customer service in South Bronx according to the NAIC.
Recent price drops
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The cheapest large national provider in South Bronx
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Bronx driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Bronx, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around South Bronx
What Influences the Cost of Car Insurance in South Bronx?
On average, car insurance in South Bronx is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in South Bronx is 56 minutes, which is a little more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Bronx are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- South Bronx is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Bronx is $217 per month for minimum coverage and $299 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Highbridge: Insurance costs 0.08% more
- Charlotte Gardens: Insurance costs 0.08% more
- Hunts Point: Insurance costs 1.06% more
- Mott Haven: Insurance costs 1.25% less
- Tremont: Insurance costs 0.47% more
- Morris Heights: Insurance costs 0.19% more
- West Farms: Insurance costs 0.28% more
- Washington Heights: Insurance costs 1.75% less
- Harlem: Insurance costs 4.76% less
- Soundview: Insurance costs 1.28% less
Neighborhoods with Similar Populations
- Roosevelt: Insurance costs 39.32% less
- Southeast: Insurance costs 42.65% less
- North Last Vegas: Insurance costs 27.96% less
- Northeast Dallas-White Rock: Insurance costs 45.05% less
- Powers: Insurance costs 45.74% less
- Pasadina: Insurance costs 46.86% less
- Paradise Valley: Insurance costs 46.77% less
- Paradise: Insurance costs 27.74% less
- Northwest: Insurance costs 46.77% less
- Northland: Insurance costs 65.22% less