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Get Cheap Car Insurance in Morris Heights, Bronx, NY
We monitor insurance prices, helping the average driver in Morris Heights save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Morris Heights
The chart below shows the cheapest car insurance company in Morris Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Morris Heights Insurer | Monthly Cost |
|---|---|
| Kemper | $133 |
| Plymouth Rock Assurance | $176 |
| Safeco Insurance | $190 |
| Geico | $198 |
Savings for Every Kind of Morris Heights Driver
Based on our extensive insurance data, we know the average Morris Heights driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,074 per year by choosing the right vehicle insurance company. Some Morris Heights residents are paying out over $3,601 extra every year for auto insurance in Morris Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Morris Heights, Bronx, NY Savings / Yr. |
|---|---|
$1,074 |
|
$685 |
|
$1,368 |
|
$1,384 |
|
$3,390 |
|
$1,134 |
|
$1,807 |
Morris Heights Car Insurance vs. Bronx
People living in Morris Heights pay an average of 48.49% more than the typical driver in the state. The average driver in Morris Heights can expect to pay about $2,612 per year, or $3,601 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Morris Heights for most people.
Car Insurance Prices by Morris Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Morris Heights?
The map shows insurance prices in and around Morris Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $476 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,831 to a low of $3,355. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Morris Heights.Pick the Best Car Insurance Company for You in Morris Heights
The best car insurance provider for most drivers in Morris Heights
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,074 over the average Morris Heights car insurance company.
The best car insurance provider for Morris Heights drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $685 over the competition.
The best car insurance company for Morris Heights drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,368 better than other car insurance companies.
The best auto insurance for Morris Heights drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,384 less each year.
The least expensive car insurance company for new and young drivers in Morris Heights
In Morris Heights, Progressive costs young drivers $3,390 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Morris Heights
Progressive gave the largest car insurance discounts to married couples, averaging $1,134 saved each year compared to an average Morris Heights couple's premiums.
The cheapest car insurance in Morris Heights for drivers with bad credit
The best Morris Heights car insurance company for customer service
Nationwide was the best company for customer service in Morris Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Morris Heights
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Morris Heights driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Morris Heights, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Morris Heights
What Influences the Cost of Car Insurance in Morris Heights?
On average, car insurance in Morris Heights is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Morris Heights is 59 minutes, which is far more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 7 to 8 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Morris Heights are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Morris Heights is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Morris Heights is $218 per month for minimum coverage and $300 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Highbridge: Insurance costs 0.11% less
- Tremont: Insurance costs 0.28% more
- Washington Heights: Insurance costs 1.94% less
- University Heights: Insurance costs 0.28% less
- Inwood: Insurance costs 2.94% less
- Fordham: Insurance costs 1.08% more
- Belmont: Insurance costs 2.94% less
- South Bronx: Insurance costs 0.19% less
- Charlotte Gardens: Insurance costs 0.11% less
- Kings Bridge: Insurance costs 4.11% less
Neighborhoods with Similar Populations
- West Columbus Interim: Insurance costs 67.81% less
- Fordham: Insurance costs 1.08% more
- Forest Hills: Insurance costs 11.02% less
- Greenville: Insurance costs 31.49% less
- Hoover: Insurance costs 41.93% less
- Lake Highlands: Insurance costs 45.57% less
- Long Island City: Insurance costs 11.11% less
- Sunnyside: Insurance costs 6.91% less
- The Heights: Insurance costs 32.77% less
- University City: Insurance costs 45.79% less