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Get Cheap Car Insurance in Forest Hills, Queens, NY
We monitor insurance prices, helping the average driver in Forest Hills save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Forest Hills
The chart below shows the cheapest car insurance company in Forest Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Forest Hills Insurer | Monthly Cost |
|---|---|
| Kemper | $118 |
| Plymouth Rock Assurance | $157 |
| Safeco Insurance | $169 |
| Geico | $176 |
Savings for Every Kind of Forest Hills Driver
Based on our extensive insurance data, we know the average Forest Hills driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $955 per year by choosing the right vehicle insurance company. Some Forest Hills residents are paying out over $3,204 extra every year for auto insurance in Forest Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Forest Hills, Queens, NY Savings / Yr. |
|---|---|
$955 |
|
$609 |
|
$1,217 |
|
$1,232 |
|
$3,017 |
|
$1,010 |
|
$1,608 |
Forest Hills Car Insurance vs. Queens
People living in Forest Hills pay an average of 32.14% more than the typical driver in the state. The average driver in Forest Hills can expect to pay about $2,324 per year, or $3,204 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Forest Hills for most people.
Car Insurance Prices by Forest Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Forest Hills?
The map shows insurance prices in and around Forest Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $622 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,472 to a low of $2,850. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Forest Hills.Pick the Best Car Insurance Company for You in Forest Hills
The best car insurance provider for most drivers in Forest Hills
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $955 over the average Forest Hills car insurance company.
The best car insurance provider for Forest Hills drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $609 over the competition.
The best car insurance company for Forest Hills drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,217 better than other car insurance companies.
The best auto insurance for Forest Hills drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,232 less each year.
The least expensive car insurance company for new and young drivers in Forest Hills
In Forest Hills, Progressive costs young drivers $3,017 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Forest Hills
Progressive gave the largest car insurance discounts to married couples, averaging $1,010 saved each year compared to an average Forest Hills couple's premiums.
The cheapest car insurance in Forest Hills for drivers with bad credit
The best Forest Hills car insurance company for customer service
Nationwide was the best company for customer service in Forest Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Forest Hills
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Forest Hills driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Forest Hills, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Forest Hills
What Influences the Cost of Car Insurance in Forest Hills?
On average, car insurance in Forest Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Forest Hills is 57 minutes, which is far more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Forest Hills are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Forest Hills has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Forest Hills is $194 per month for minimum coverage and $267 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Rego Park: Insurance costs 2.87% more
- Kew Ggardens: Insurance costs 1.00% more
- Middle Village: Insurance costs 0.81% less
- Corona: Insurance costs 10.52% more
- Elmhurst: Insurance costs 9.96% more
- Woodhaven: Insurance costs 8.36% more
- Glendale: Insurance costs 0.22% more
- Richmond Hill: Insurance costs 10.46% more
- Maspeth: Insurance costs 4.87% more
- Jamaica: Insurance costs 9.24% more
Neighborhoods with Similar Populations
- Richmond Hill: Insurance costs 10.46% more
- Lake Highlands: Insurance costs 38.83% less
- Lincoln Park: Insurance costs 44.63% less
- Logan Square: Insurance costs 41.54% less
- McLane: Insurance costs 33.83% less
- Meyerland: Insurance costs 37.30% less
- Midtown: Insurance costs 3.93% less
- Millcreek: Insurance costs 53.34% less
- Mira Mesa: Insurance costs 39.04% less
- Mott Haven: Insurance costs 10.77% more