Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Elmhurst, Queens, NY
We monitor insurance prices, helping the average driver in Elmhurst save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Elmhurst
The chart below shows the cheapest car insurance company in Elmhurst for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Elmhurst Insurer | Monthly Cost |
|---|---|
| Kemper | $130 |
| Plymouth Rock Assurance | $172 |
| Safeco Insurance | $186 |
| Geico | $194 |
Savings for Every Kind of Elmhurst Driver
Based on our extensive insurance data, we know the average Elmhurst driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,050 per year by choosing the right vehicle insurance company. Some Elmhurst residents are paying out over $3,523 extra every year for auto insurance in Elmhurst. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Elmhurst, Queens, NY Savings / Yr. |
|---|---|
$1,050 |
|
$670 |
|
$1,338 |
|
$1,354 |
|
$3,316 |
|
$1,110 |
|
$1,768 |
Elmhurst Car Insurance vs. Queens
People living in Elmhurst pay an average of 45.26% more than the typical driver in the state. The average driver in Elmhurst can expect to pay about $2,555 per year, or $3,523 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Elmhurst for most people.
Car Insurance Prices by Elmhurst Neighborhood
Insurance Prices
Where is insurance cheapest within Elmhurst?
The map shows insurance prices in and around Elmhurst, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $394 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,681 to a low of $3,287. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Elmhurst.Pick the Best Car Insurance Company for You in Elmhurst
The best car insurance provider for most drivers in Elmhurst
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,050 over the average Elmhurst car insurance company.
The best car insurance provider for Elmhurst drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $670 over the competition.
The best car insurance company for Elmhurst drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,338 better than other car insurance companies.
The best auto insurance for Elmhurst drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,354 less each year.
The least expensive car insurance company for new and young drivers in Elmhurst
In Elmhurst, Progressive costs young drivers $3,316 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Elmhurst
Progressive gave the largest car insurance discounts to married couples, averaging $1,110 saved each year compared to an average Elmhurst couple's premiums.
The cheapest car insurance in Elmhurst for drivers with bad credit
The best Elmhurst car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Elmhurst, which was better than other insurers.
The cheapest large national provider in Elmhurst
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Elmhurst driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Elmhurst, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Elmhurst
What Influences the Cost of Car Insurance in Elmhurst?
On average, car insurance in Elmhurst is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Elmhurst is 54 minutes, which is a little more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Elmhurst are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Elmhurst is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Elmhurst is $213 per month for minimum coverage and $294 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Corona: Insurance costs 0.51% more
- Jackson Heights-ny: Insurance costs 0.40% less
- Maspeth: Insurance costs 4.63% less
- Rego Park: Insurance costs 6.44% less
- Woodside: Insurance costs 3.78% less
- Middle Village: Insurance costs 9.79% less
- Forest Hills: Insurance costs 9.05% less
- Sunnyside: Insurance costs 4.85% less
- East Elmhurst: Insurance costs 8.32% less
- Glendale: Insurance costs 8.86% less
Neighborhoods with Similar Populations
- Northeast Raleigh: Insurance costs 60.74% less
- South Scottsdale: Insurance costs 46.52% less
- Bedford Park: Insurance costs 0.68% more
- Central City: Insurance costs 46.01% less
- Cobbs Creek: Insurance costs 50.92% less
- Northwest: Insurance costs 64.86% less
- Ahwatukee: Insurance costs 47.03% less
- Mid Wilshire: Insurance costs 28.38% less
- Mott Haven: Insurance costs 0.74% more
- Near North Side: Insurance costs 51.43% less