Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Maspeth, Queens, NY
We monitor insurance prices, helping the average driver in Maspeth save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Maspeth
The chart below shows the cheapest car insurance company in Maspeth for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Maspeth Insurer | Monthly Cost |
|---|---|
| Kemper | $124 |
| Plymouth Rock Assurance | $165 |
| Safeco Insurance | $177 |
| Geico | $185 |
Savings for Every Kind of Maspeth Driver
Based on our extensive insurance data, we know the average Maspeth driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,002 per year by choosing the right vehicle insurance company. Some Maspeth residents are paying out over $3,360 extra every year for auto insurance in Maspeth. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Maspeth, Queens, NY Savings / Yr. |
|---|---|
$1,002 |
|
$639 |
|
$1,276 |
|
$1,291 |
|
$3,163 |
|
$1,059 |
|
$1,686 |
Maspeth Car Insurance vs. Queens
People living in Maspeth pay an average of 38.56% more than the typical driver in the state. The average driver in Maspeth can expect to pay about $2,437 per year, or $3,360 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Maspeth for most people.
Car Insurance Prices by Maspeth Neighborhood
Insurance Prices
Where is insurance cheapest within Maspeth?
The map shows insurance prices in and around Maspeth, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $775 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,587 to a low of $2,812. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Central parts of Maspeth.Pick the Best Car Insurance Company for You in Maspeth
The best car insurance provider for most drivers in Maspeth
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,002 over the average Maspeth car insurance company.
The best car insurance provider for Maspeth drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $639 over the competition.
The best car insurance company for Maspeth drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,276 better than other car insurance companies.
The best auto insurance for Maspeth drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,291 less each year.
The least expensive car insurance company for new and young drivers in Maspeth
In Maspeth, Progressive costs young drivers $3,163 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Maspeth
Progressive gave the largest car insurance discounts to married couples, averaging $1,059 saved each year compared to an average Maspeth couple's premiums.
The cheapest car insurance in Maspeth for drivers with bad credit
The best Maspeth car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Maspeth, which was better than other insurers.
The cheapest large national provider in Maspeth
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Maspeth driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Maspeth, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Maspeth
What Influences the Cost of Car Insurance in Maspeth?
On average, car insurance in Maspeth is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Maspeth is 53 minutes, which is a little more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Maspeth are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Maspeth is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Maspeth is $203 per month for minimum coverage and $280 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Woodside: Insurance costs 0.89% more
- Middle Village: Insurance costs 5.42% less
- Elmhurst: Insurance costs 4.85% more
- Sunnyside: Insurance costs 0.24% less
- Ridgewood: Insurance costs 0.45% more
- Jackson Heights-ny: Insurance costs 4.43% more
- Rego Park: Insurance costs 1.90% less
- Glendale: Insurance costs 4.43% less
- Corona: Insurance costs 5.39% more
- Forest Hills: Insurance costs 4.64% less
Neighborhoods with Similar Populations
- Arleta: Insurance costs 24.61% less
- Woodhaven: Insurance costs 3.33% more
- Beacon Hill: Insurance costs 45.71% less
- Bustleton: Insurance costs 52.59% less
- Bay Area: Insurance costs 46.79% less
- Avondale: Insurance costs 42.32% less
- Auburndale: Insurance costs 2.29% less
- Berryessa: Insurance costs 38.96% less
- Brea-Olinda: Insurance costs 35.45% less
- Brighton Park: Insurance costs 40.24% less