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Get Cheap Car Insurance in Ridgewood, Queens, NY
We monitor insurance prices, helping the average driver in Ridgewood save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Ridgewood
The chart below shows the cheapest car insurance company in Ridgewood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Ridgewood Insurer | Monthly Cost |
|---|---|
| Kemper | $124 |
| Plymouth Rock Assurance | $165 |
| Safeco Insurance | $178 |
| Geico | $185 |
Savings for Every Kind of Ridgewood Driver
Based on our extensive insurance data, we know the average Ridgewood driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,006 per year by choosing the right vehicle insurance company. Some Ridgewood residents are paying out over $3,375 extra every year for auto insurance in Ridgewood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ridgewood, Queens, NY Savings / Yr. |
|---|---|
$1,006 |
|
$642 |
|
$1,282 |
|
$1,297 |
|
$3,177 |
|
$1,063 |
|
$1,694 |
Ridgewood Car Insurance vs. Queens
People living in Ridgewood pay an average of 39.17% more than the typical driver in the state. The average driver in Ridgewood can expect to pay about $2,448 per year, or $3,375 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Ridgewood for most people.
Car Insurance Prices by Ridgewood Neighborhood
Insurance Prices
Where is insurance cheapest within Ridgewood?
The map shows insurance prices in and around Ridgewood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $703 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,690 to a low of $2,987. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Ridgewood.Pick the Best Car Insurance Company for You in Ridgewood
The best car insurance provider for most drivers in Ridgewood
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,006 over the average Ridgewood car insurance company.
The best car insurance provider for Ridgewood drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $642 over the competition.
The best car insurance company for Ridgewood drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,282 better than other car insurance companies.
The best auto insurance for Ridgewood drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,297 less each year.
The least expensive car insurance company for new and young drivers in Ridgewood
In Ridgewood, Progressive costs young drivers $3,177 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ridgewood
Progressive gave the largest car insurance discounts to married couples, averaging $1,063 saved each year compared to an average Ridgewood couple's premiums.
The cheapest car insurance in Ridgewood for drivers with bad credit
The best Ridgewood car insurance company for customer service
Recent price drops
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The cheapest large national provider in Ridgewood
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Ridgewood driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ridgewood, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Ridgewood
What Influences the Cost of Car Insurance in Ridgewood?
On average, car insurance in Ridgewood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Ridgewood is 56 minutes, which is a little more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ridgewood are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Ridgewood has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Ridgewood is $204 per month for minimum coverage and $281 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Bushwick: Insurance costs 3.85% more
- Glendale: Insurance costs 4.86% less
- Middle Village: Insurance costs 5.84% less
- Maspeth: Insurance costs 0.44% less
- Ocean Hill: Insurance costs 6.10% more
- Broadway Junction: Insurance costs 4.50% more
- Bedford-Stuyvesant: Insurance costs 4.71% more
- Greenpoint: Insurance costs 7.61% less
- Williamsburg: Insurance costs 8.30% less
- Woodhaven: Insurance costs 2.87% more
Neighborhoods with Similar Populations
- Cobbs Creek: Insurance costs 48.77% less
- North: Insurance costs 61.48% less
- Forest Hills: Insurance costs 5.07% less
- Ahwatukee: Insurance costs 44.71% less
- Greater Heights: Insurance costs 43.32% less
- Highbridge: Insurance costs 6.58% more
- Logan Square: Insurance costs 44.50% less
- Lower East Side: Insurance costs 1.48% less
- Mid Wilshire: Insurance costs 25.24% less
- Millcreek: Insurance costs 55.70% less