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Get Cheap Car Insurance in Greenpoint, Brooklyn, NY
We monitor insurance prices, helping the average driver in Greenpoint save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Greenpoint
The chart below shows the cheapest car insurance company in Greenpoint for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Greenpoint Insurer | Monthly Cost |
|---|---|
| Kemper | $115 |
| Plymouth Rock Assurance | $153 |
| Safeco Insurance | $164 |
| Geico | $171 |
Savings for Every Kind of Greenpoint Driver
Based on our extensive insurance data, we know the average Greenpoint driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $929 per year by choosing the right vehicle insurance company. Some Greenpoint residents are paying out over $3,118 extra every year for auto insurance in Greenpoint. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Greenpoint, Brooklyn, NY Savings / Yr. |
|---|---|
$929 |
|
$593 |
|
$1,184 |
|
$1,198 |
|
$2,935 |
|
$982 |
|
$1,565 |
Greenpoint Car Insurance vs. Brooklyn
People living in Greenpoint pay an average of 28.56% more than the typical driver in the state. The average driver in Greenpoint can expect to pay about $2,261 per year, or $3,118 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Greenpoint for most people.
Car Insurance Prices by Greenpoint Neighborhood
Insurance Prices
Where is insurance cheapest within Greenpoint?
The map shows insurance prices in and around Greenpoint, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $742 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,606 to a low of $2,864. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of Greenpoint.Pick the Best Car Insurance Company for You in Greenpoint
The best car insurance provider for most drivers in Greenpoint
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $929 over the average Greenpoint car insurance company.
The best car insurance provider for Greenpoint drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $593 over the competition.
The best car insurance company for Greenpoint drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,184 better than other car insurance companies.
The best auto insurance for Greenpoint drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,198 less each year.
The least expensive car insurance company for new and young drivers in Greenpoint
In Greenpoint, Progressive costs young drivers $2,935 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Greenpoint
Progressive gave the largest car insurance discounts to married couples, averaging $982 saved each year compared to an average Greenpoint couple's premiums.
The cheapest car insurance in Greenpoint for drivers with bad credit
The best Greenpoint car insurance company for customer service
Nationwide was the best company for customer service in Greenpoint according to the NAIC.
Recent price drops
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The cheapest large national provider in Greenpoint
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Greenpoint driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Greenpoint, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Greenpoint
What Influences the Cost of Car Insurance in Greenpoint?
On average, car insurance in Greenpoint is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Greenpoint is 43 minutes, which is about the national average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Greenpoint are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Greenpoint is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Greenpoint is $188 per month for minimum coverage and $260 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Williamsburg: Insurance costs 0.74% less
- East Village: Insurance costs 1.22% more
- Long Island City: Insurance costs 2.66% more
- Gramercy: Insurance costs 4.46% less
- Kips Bay: Insurance costs 3.78% less
- Lower East Side: Insurance costs 6.64% more
- Murray Hill: Insurance costs 4.52% less
- Clinton Hill: Insurance costs 1.86% more
- Little Italy: Insurance costs 5.71% more
- Dumbo: Insurance costs 2.95% less
Neighborhoods with Similar Populations
- M Streets: Insurance costs 40.41% less
- St Albans: Insurance costs 15.68% more
- South Ozone Park: Insurance costs 12.19% more
- North Ironbound: Insurance costs 21.55% less
- North Cheyenne: Insurance costs 21.55% less
- North Arlington: Insurance costs 39.64% less
- New Brighton: Insurance costs 0.80% more
- Montello: Insurance costs 31.91% less
- Mid City West: Insurance costs 20.53% less
- Makakilo-Kapolei-Honokai Hale: Insurance costs 52.79% less