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Get Cheap Car Insurance in Kips Bay, Manhattan, NY
We monitor insurance prices, helping the average driver in Kips Bay save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Kips Bay
The chart below shows the cheapest car insurance company in Kips Bay for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Kips Bay Insurer | Monthly Cost |
|---|---|
| Kemper | $110 |
| Plymouth Rock Assurance | $147 |
| Safeco Insurance | $158 |
| Geico | $165 |
Savings for Every Kind of Kips Bay Driver
Based on our extensive insurance data, we know the average Kips Bay driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $895 per year by choosing the right vehicle insurance company. Some Kips Bay residents are paying out over $3,000 extra every year for auto insurance in Kips Bay. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Kips Bay, Manhattan, NY Savings / Yr. |
|---|---|
$895 |
|
$570 |
|
$1,140 |
|
$1,153 |
|
$2,825 |
|
$945 |
|
$1,506 |
Kips Bay Car Insurance vs. Manhattan
People living in Kips Bay pay an average of 23.73% more than the typical driver in the state. The average driver in Kips Bay can expect to pay about $2,176 per year, or $3,000 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Kips Bay for most people.
Car Insurance Prices by Kips Bay Neighborhood
Insurance Prices
Where is insurance cheapest within Kips Bay?
The map shows insurance prices in and around Kips Bay, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $517 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,282 to a low of $2,765. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Kips Bay.Pick the Best Car Insurance Company for You in Kips Bay
The best car insurance provider for most drivers in Kips Bay
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $895 over the average Kips Bay car insurance company.
The best car insurance provider for Kips Bay drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $570 over the competition.
The best car insurance company for Kips Bay drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,140 better than other car insurance companies.
The best auto insurance for Kips Bay drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,153 less each year.
The least expensive car insurance company for new and young drivers in Kips Bay
In Kips Bay, Progressive costs young drivers $2,825 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Kips Bay
Progressive gave the largest car insurance discounts to married couples, averaging $945 saved each year compared to an average Kips Bay couple's premiums.
The cheapest car insurance in Kips Bay for drivers with bad credit
The best Kips Bay car insurance company for customer service
Recent price drops
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The cheapest large national provider in Kips Bay
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Kips Bay driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kips Bay, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Kips Bay
What Influences the Cost of Car Insurance in Kips Bay?
On average, car insurance in Kips Bay is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Kips Bay is 33 minutes, which is about the national average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 8 to 9 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Kips Bay are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Kips Bay is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Kips Bay is $181 per month for minimum coverage and $250 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Gramercy: Insurance costs 0.70% less
- Murray Hill: Insurance costs 0.77% less
- Garment District: Insurance costs 3.20% more
- East Village: Insurance costs 5.20% more
- Chelsea: Insurance costs 2.23% more
- Greenwich Village: Insurance costs 4.63% less
- North Sutton Area: Insurance costs 3.67% less
- Midtown: Insurance costs 2.60% more
- West Village: Insurance costs 2.57% less
- Clinton: Insurance costs 5.37% more
Neighborhoods with Similar Populations
- Rhodes Ranch: Insurance costs 16.40% less
- Carrollwood: Insurance costs 0.33% less
- West Lawn: Insurance costs 33.93% less
- Capitol: Insurance costs 61.30% less
- Northwest: Insurance costs 29.70% less
- Millard: Insurance costs 52.03% less
- North Side: Insurance costs 2.97% more
- Active Bethel: Insurance costs 47.90% less
- Mililani Waipio Melemanu: Insurance costs 53.23% less
- Los Feliz: Insurance costs 16.13% less