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Get Cheap Car Insurance in Active Bethel, Eugene, OR

We monitor insurance prices, helping the average driver in Active Bethel save up to 34.7% on car insurance.

 

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The Cheapest Minimum Coverage in Active Bethel

The chart below shows the cheapest car insurance company in Active Bethel for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.

 
Active Bethel Insurer Monthly Cost
Metromile $67
State Farm $67
Country Financial $75
Travelers $77

Savings for Every Kind of Active Bethel Driver

The table shows how much the average auto insurance customer in Active Bethel might save by following our recommendations.

Based on our extensive insurance data, we know the average Active Bethel driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $496 per year by choosing the right vehicle insurance company. Some Active Bethel residents are paying out over $1,563 extra every year for auto insurance in Active Bethel. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Active Bethel Car Insurance vs. Eugene

People living in Active Bethel pay an average of 3.63% more than the typical driver in the state. The average driver in Active Bethel can expect to pay about $1,206 per year, or $1,563 for full coverage.

Based on our analysis, Metromile will be the cheapest provider in Active Bethel for most people.

Car Insurance Prices by Active Bethel Neighborhood

Active Bethel, Eugene, OR map of insurance costs by zip code and neighborhood

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Where is insurance cheapest within Active Bethel?

The map shows insurance prices in and around Active Bethel, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $395 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,770 to a low of $1,375. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Active Bethel.

Pick the Best Car Insurance Company for You in Active Bethel

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Active Bethel insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Active Bethel

For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $496 over the average Active Bethel car insurance company.

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We use the average good driver, paying $89 per month, as our baseline for pricing in Active Bethel. State Farm, Metromile, and Mile Auto are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Active Bethel drivers with accidents on their records

In Active Bethel getting into an accident will raise premiums an average 37% for a yearly cost of $2,474. That's $911 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Metromile, and Mile Auto are good choices for drivers with accidents.

In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $739 over the competition.

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The best car insurance company for Active Bethel drivers with speeding tickets

>Mile Auto gave the average person with a speeding ticket the most savings, averaging $602 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Active Bethel, tickets raise premiums on new quotes about $667. If you have a speeding ticket, we recommend State Farm, Mile Auto, and Metromile for savings that beat the average insurance cost of $2,230 per year.

The best auto insurance for Active Bethel drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,149 per year in auto insurance premiums, which was $587 more than a driver with no major issues. State Farm, Mile Auto, and Kemper penalized their customers the least for a DUI.

Getting a quote from Mile Auto may cost the average person with a DUI about $677 less each year.

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The least expensive car insurance company for new and young drivers in Active Bethel

In Active Bethel, Country Financial costs young drivers $1,796 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 70% more for insurance than more mature drivers in Active Bethel. With an average cost of $5,179 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Travelers, and Country Financial try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Active Bethel

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $87. State Farm, Progressive, and Country Financial provided the largest discounts to couples living in Active Bethel.

State Farm gave the largest car insurance discounts to married couples, averaging $485 saved each year compared to an average Active Bethel couple's premiums.

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The cheapest car insurance in Active Bethel for drivers with bad credit

People with poor credit saved an average of $578 with Mile Auto.

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Many people are surprised that their poor credit score can cost them an average of $787 every year. Premiums for people with poor credit were about $2,349 in Active Bethel. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Mile Auto, Kemper, and Country Financial.

The best Active Bethel car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Active Bethel, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Country Financial as the best provider in Active Bethel.

Nationwide was the best company for customer service in Active Bethel according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Active Bethel, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Active Bethel. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Active Bethel

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 34% of Active Bethel residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Active Bethel driver can expect to pay about $97 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Active Bethel, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.
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Auto Insurance Prices in and Around Active Bethel

What Influences the Cost of Car Insurance in Active Bethel?

On average, car insurance in Active Bethel is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Active Bethel is 27 minutes, which is a little less than average for a driver in the city.
  • Oregon state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Active Bethel are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
  • Active Bethel is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Active Bethel is $101 per month for minimum coverage and $130 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Active Bethel driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Active Bethel with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.