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Get Cheap Car Insurance in Montebello, Denver, CO
We monitor insurance prices, helping the average driver in Montebello save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Montebello
The chart below shows the cheapest car insurance company in Montebello for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Montebello Insurer | Monthly Cost |
|---|---|
| State Farm | $79 |
| Bristol West | $93 |
| Safeco Insurance | $95 |
| Geico | $97 |
Savings for Every Kind of Montebello Driver
Based on our extensive insurance data, we know the average Montebello driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $496 per year by choosing the right vehicle insurance company. Some Montebello residents are paying out over $2,315 extra every year for auto insurance in Montebello. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Montebello, Denver, CO Savings / Yr. |
|---|---|
$496 |
|
$884 |
|
$712 |
|
$761 |
|
$2,251 |
|
$597 |
|
$873 |
Montebello Car Insurance vs. Denver
People living in Montebello pay an average of 22.49% more than the typical driver in the state. The average driver in Montebello can expect to pay about $1,352 per year, or $2,315 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Montebello for most people.
Car Insurance Prices by Montebello Neighborhood
Insurance Prices
Where is insurance cheapest within Montebello?
The map shows insurance prices in and around Montebello, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $170 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,405 to a low of $2,235. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Montebello.Pick the Best Car Insurance Company for You in Montebello
The best car insurance provider for most drivers in Montebello
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $496 over the average Montebello car insurance company.
The best car insurance provider for Montebello drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $884 over the competition.
The best car insurance company for Montebello drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $712 better than other car insurance companies.
The best auto insurance for Montebello drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $761 less each year.
The least expensive car insurance company for new and young drivers in Montebello
In Montebello, State Farm costs young drivers $2,251 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Montebello
State Farm gave the largest car insurance discounts to married couples, averaging $597 saved each year compared to an average Montebello couple's premiums.
The cheapest car insurance in Montebello for drivers with bad credit
The best Montebello car insurance company for customer service
Nationwide was the best company for customer service in Montebello according to the NAIC.
Recent price drops
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The cheapest large national provider in Montebello
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Montebello driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Montebello, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Montebello
What Influences the Cost of Car Insurance in Montebello?
On average, car insurance in Montebello is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Montebello is 37 minutes, which is far more than average for a driver in the city.
- Colorado state insurance regulations may require higher prices.
- An average of 18 to 19 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Montebello are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Montebello is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Montebello is $113 per month for minimum coverage and $193 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Morris Heights: Insurance costs 2.20% less
- Sable Altura Chambers: Insurance costs 0.65% less
- Stapleton: Insurance costs 9.33% less
- Gateway-Green Valley Ranch: Insurance costs 4.45% less
- North Aurora: Insurance costs 0.91% more
- Denver International Airport: Insurance costs 0.39% more
- Jewell Heights-Hoffman Heights: Insurance costs 1.60% less
- Chambers Heights: Insurance costs 0.56% less
- Laredo Highline: Insurance costs 1.60% less
- Delmar Parkway: Insurance costs 2.38% less
Neighborhoods with Similar Populations
- Mount Airy: Insurance costs 26.22% less
- Westwood: Insurance costs 43.80% less
- The Lakes: Insurance costs 6.78% more
- The Colony: Insurance costs 1.34% more
- Southwest: Insurance costs 8.38% less
- Southwest Arlington: Insurance costs 24.06% less
- South Dallas Fair Park: Insurance costs 7.95% less
- South Central: Insurance costs 1.47% less
- Somerton: Insurance costs 31.10% less
- Silver Lake: Insurance costs 30.89% less