Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Silver Lake, Eastmont, WA
We monitor insurance prices, helping the average driver in Silver Lake save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Silver Lake
The chart below shows the cheapest car insurance company in Silver Lake for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Silver Lake Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| State Farm | $62 |
| Progressive | $68 |
| Geico | $74 |
Savings for Every Kind of Silver Lake Driver
Based on our extensive insurance data, we know the average Silver Lake driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $468 per year by choosing the right vehicle insurance company. Some Silver Lake residents are paying out over $1,600 extra every year for auto insurance in Silver Lake. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Silver Lake, Eastmont, WA Savings / Yr. |
|---|---|
$468 |
|
$827 |
|
$596 |
|
$451 |
|
$1,713 |
|
$324 |
|
$555 |
Silver Lake Car Insurance vs. Eastmont
People living in Silver Lake pay an average of 13.96% more than the typical driver in the state. The average driver in Silver Lake can expect to pay about $962 per year, or $1,600 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Silver Lake for most people.
Car Insurance Prices by Silver Lake Neighborhood
Insurance Prices
Where is insurance cheapest within Silver Lake?
The map shows insurance prices in and around Silver Lake, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $199 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,710 to a low of $1,511. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Silver Lake.Pick the Best Car Insurance Company for You in Silver Lake
The best car insurance provider for most drivers in Silver Lake
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $468 over the average Silver Lake car insurance company.
The best car insurance provider for Silver Lake drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $827 over the competition.
The best car insurance company for Silver Lake drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $596 better than other car insurance companies.
The best auto insurance for Silver Lake drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $451 less each year.
The least expensive car insurance company for new and young drivers in Silver Lake
In Silver Lake, State Farm costs young drivers $1,713 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Silver Lake
State Farm gave the largest car insurance discounts to married couples, averaging $324 saved each year compared to an average Silver Lake couple's premiums.
The cheapest car insurance in Silver Lake for drivers with bad credit
The best Silver Lake car insurance company for customer service
Nationwide was the best company for customer service in Silver Lake according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Silver Lake, which was better than other insurers.
The cheapest large national provider in Silver Lake
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Silver Lake driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Silver Lake, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Silver Lake
What Influences the Cost of Car Insurance in Silver Lake?
On average, car insurance in Silver Lake is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Silver Lake is 38 minutes, which is a little more than average for a driver in the city.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Silver Lake are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Silver Lake is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Silver Lake is $80 per month for minimum coverage and $133 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Everett Mall South: Insurance costs 1.50% more
- Cascade View: Insurance costs 4.25% more
- Seattle Hill-Silver Firs: Insurance costs 1.50% less
- Snohomish Cascade: Insurance costs 4.50% less
- Holly: Insurance costs 3.56% more
- Westmont: Insurance costs 7.38% more
- Evergreen: Insurance costs 3.50% more
- Avondale: Insurance costs 5.25% more
- Pinehurst: Insurance costs 3.56% more
- Martha Lake: Insurance costs 3.19% more
Neighborhoods with Similar Populations
- Aliamanu: Insurance costs 11.00% less
- Fresh Meadows: Insurance costs 101.13% more
- Mililani Waipio Melemanu: Insurance costs 12.31% less
- Active Bethel: Insurance costs 2.31% less
- Laurelton: Insurance costs 124.94% more
- Olney: Insurance costs 13.13% more
- Kips Bay: Insurance costs 87.50% more
- Journal Square: Insurance costs 52.63% more
- Holmesburg: Insurance costs 0.75% more
- Far South: Insurance costs 16.44% more