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Get Cheap Car Insurance in Martha Lake, Lynnwood, WA
We monitor insurance prices, helping the average driver in Martha Lake save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Martha Lake
The chart below shows the cheapest car insurance company in Martha Lake for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Martha Lake Insurer | Monthly Cost |
|---|---|
| Metromile | $57 |
| State Farm | $63 |
| Progressive | $70 |
| Geico | $76 |
Savings for Every Kind of Martha Lake Driver
Based on our extensive insurance data, we know the average Martha Lake driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $483 per year by choosing the right vehicle insurance company. Some Martha Lake residents are paying out over $1,651 extra every year for auto insurance in Martha Lake. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Martha Lake, Lynnwood, WA Savings / Yr. |
|---|---|
$483 |
|
$854 |
|
$615 |
|
$466 |
|
$1,767 |
|
$334 |
|
$573 |
Martha Lake Car Insurance vs. Lynnwood
People living in Martha Lake pay an average of 17.59% more than the typical driver in the state. The average driver in Martha Lake can expect to pay about $992 per year, or $1,651 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Martha Lake for most people.
Car Insurance Prices by Martha Lake Neighborhood
Insurance Prices
Where is insurance cheapest within Martha Lake?
The map shows insurance prices in and around Martha Lake, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $210 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,775 to a low of $1,565. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Martha Lake.Pick the Best Car Insurance Company for You in Martha Lake
The best car insurance provider for most drivers in Martha Lake
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $483 over the average Martha Lake car insurance company.
The best car insurance provider for Martha Lake drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $854 over the competition.
The best car insurance company for Martha Lake drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $615 better than other car insurance companies.
The best auto insurance for Martha Lake drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $466 less each year.
The least expensive car insurance company for new and young drivers in Martha Lake
In Martha Lake, State Farm costs young drivers $1,767 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Martha Lake
State Farm gave the largest car insurance discounts to married couples, averaging $334 saved each year compared to an average Martha Lake couple's premiums.
The cheapest car insurance in Martha Lake for drivers with bad credit
The best Martha Lake car insurance company for customer service
Nationwide was the best company for customer service in Martha Lake according to the NAIC.
Recent price drops
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The cheapest large national provider in Martha Lake
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Martha Lake driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Martha Lake, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Martha Lake
What Influences the Cost of Car Insurance in Martha Lake?
On average, car insurance in Martha Lake is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Martha Lake is 42 minutes, which is far more than average for a driver in the city.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Martha Lake are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Martha Lake is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Martha Lake is $83 per month for minimum coverage and $138 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Pinehurst: Insurance costs 0.36% more
- Filbert-Winesap: Insurance costs 1.70% less
- Avondale: Insurance costs 2.00% more
- Alderwood Manor: Insurance costs 0.55% less
- Thrasher's Corner-Red Hawk: Insurance costs 1.39% less
- Downtown Lynnwood: Insurance costs 7.03% more
- North Creek: Insurance costs 3.03% less
- Meadowdale: Insurance costs 0.18% less
- Queensboro-Brentwood-Crystal Spgs: Insurance costs 2.24% less
- Seattle Hill-Silver Firs: Insurance costs 4.54% less
Neighborhoods with Similar Populations
- Downtown Yonkers: Insurance costs 95.70% more
- Brookline: Insurance costs 13.33% less
- Brooklyn-Curtis Bay: Insurance costs 35.80% more
- Cambridgeport: Insurance costs 12.96% more
- Churchill: Insurance costs 6.66% less
- Cypress Park: Insurance costs 49.18% more
- Douglas: Insurance costs 24.41% more
- St. Lucie West: Insurance costs 52.33% more
- Downtown Fullerton: Insurance costs 38.34% more
- Allison Hill: Insurance costs 6.30% less