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Get Cheap Car Insurance in North Creek, Bothell, WA
We monitor insurance prices, helping the average driver in North Creek save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in North Creek
The chart below shows the cheapest car insurance company in North Creek for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| North Creek Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| State Farm | $62 |
| Progressive | $68 |
| Geico | $74 |
Savings for Every Kind of North Creek Driver
Based on our extensive insurance data, we know the average North Creek driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $469 per year by choosing the right vehicle insurance company. Some North Creek residents are paying out over $1,601 extra every year for auto insurance in North Creek. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Creek, Bothell, WA Savings / Yr. |
|---|---|
$469 |
|
$828 |
|
$596 |
|
$452 |
|
$1,714 |
|
$324 |
|
$555 |
North Creek Car Insurance vs. Bothell
People living in North Creek pay an average of 14.04% more than the typical driver in the state. The average driver in North Creek can expect to pay about $963 per year, or $1,601 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in North Creek for most people.
Car Insurance Prices by North Creek Neighborhood
Insurance Prices
Where is insurance cheapest within North Creek?
The map shows insurance prices in and around North Creek, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $182 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,707 to a low of $1,525. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of North Creek.Pick the Best Car Insurance Company for You in North Creek
The best car insurance provider for most drivers in North Creek
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $469 over the average North Creek car insurance company.
The best car insurance provider for North Creek drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $828 over the competition.
The best car insurance company for North Creek drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $596 better than other car insurance companies.
The best auto insurance for North Creek drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $452 less each year.
The least expensive car insurance company for new and young drivers in North Creek
In North Creek, State Farm costs young drivers $1,714 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Creek
State Farm gave the largest car insurance discounts to married couples, averaging $324 saved each year compared to an average North Creek couple's premiums.
The cheapest car insurance in North Creek for drivers with bad credit
The best North Creek car insurance company for customer service
Nationwide was the best company for customer service in North Creek according to the NAIC.
Recent price drops
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The cheapest large national provider in North Creek
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Creek driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Creek, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around North Creek
What Influences the Cost of Car Insurance in North Creek?
On average, car insurance in North Creek is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North Creek is 42 minutes, which is far more than average for a driver in the city.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Creek are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- North Creek is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Creek is $80 per month for minimum coverage and $133 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Thrasher's Corner-Red Hawk: Insurance costs 1.69% more
- Canyon Creek-39th SE: Insurance costs 2.94% more
- Filbert-Winesap: Insurance costs 1.37% more
- Canyon Park: Insurance costs 0.19% more
- Queensboro-Brentwood-Crystal Spgs: Insurance costs 0.81% more
- Martha Lake: Insurance costs 3.12% more
- Seattle Hill-Silver Firs: Insurance costs 1.56% less
- Alderwood Manor: Insurance costs 2.56% more
- Town Center: Insurance costs 4.62% more
- Wedge: Insurance costs 0.50% less
Neighborhoods with Similar Populations
- Woodrow: Insurance costs 68.14% more
- Tioga-Nicetown: Insurance costs 11.74% more
- Dayton's Bluff: Insurance costs 24.80% more
- Cuf: Insurance costs 26.48% less
- Creekside Park: Insurance costs 5.62% more
- Vance Jackson: Insurance costs 13.93% more
- Wallingford: Insurance costs 0.25% less
- Cherry Creek: Insurance costs 26.73% more
- Chatham: Insurance costs 27.05% more
- Warrendale: Insurance costs 148.91% more