Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Cherry Creek, Denver, CO
We monitor insurance prices, helping the average driver in Cherry Creek save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Cherry Creek
The chart below shows the cheapest car insurance company in Cherry Creek for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Cherry Creek Insurer | Monthly Cost |
|---|---|
| State Farm | $69 |
| Bristol West | $82 |
| Safeco Insurance | $83 |
| Geico | $85 |
Savings for Every Kind of Cherry Creek Driver
Based on our extensive insurance data, we know the average Cherry Creek driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $435 per year by choosing the right vehicle insurance company. Some Cherry Creek residents are paying out over $2,029 extra every year for auto insurance in Cherry Creek. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cherry Creek, Denver, CO Savings / Yr. |
|---|---|
$435 |
|
$775 |
|
$624 |
|
$667 |
|
$1,974 |
|
$523 |
|
$766 |
Cherry Creek Car Insurance vs. Denver
People living in Cherry Creek pay an average of 7.38% more than the typical driver in the state. The average driver in Cherry Creek can expect to pay about $1,185 per year, or $2,029 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Cherry Creek for most people.
Car Insurance Prices by Cherry Creek Neighborhood
Insurance Prices
Where is insurance cheapest within Cherry Creek?
The map shows insurance prices in and around Cherry Creek, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $334 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,197 to a low of $1,863. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southeast parts of Cherry Creek.Pick the Best Car Insurance Company for You in Cherry Creek
The best car insurance provider for most drivers in Cherry Creek
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $435 over the average Cherry Creek car insurance company.
The best car insurance provider for Cherry Creek drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $775 over the competition.
The best car insurance company for Cherry Creek drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $624 better than other car insurance companies.
The best auto insurance for Cherry Creek drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $667 less each year.
The least expensive car insurance company for new and young drivers in Cherry Creek
In Cherry Creek, State Farm costs young drivers $1,974 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cherry Creek
State Farm gave the largest car insurance discounts to married couples, averaging $523 saved each year compared to an average Cherry Creek couple's premiums.
The cheapest car insurance in Cherry Creek for drivers with bad credit
The best Cherry Creek car insurance company for customer service
Nationwide was the best company for customer service in Cherry Creek according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Cherry Creek, which was better than other insurers.
The cheapest large national provider in Cherry Creek
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Cherry Creek driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cherry Creek, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Cherry Creek
What Influences the Cost of Car Insurance in Cherry Creek?
On average, car insurance in Cherry Creek is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Colorado state insurance regulations may require higher prices.
- An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cherry Creek are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Cherry Creek is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Cherry Creek is $99 per month for minimum coverage and $169 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Hampden South: Insurance costs 1.23% more
- Hampden: Insurance costs 11.78% more
- Southeastern Denver: Insurance costs 5.27% more
- University Hills: Insurance costs 3.65% more
- Dayton Triangle: Insurance costs 9.07% more
- Dam East-West: Insurance costs 6.31% more
- Wellshire: Insurance costs 1.77% less
- East Ridge-Ptarmigan Park: Insurance costs 6.46% more
- Village East: Insurance costs 8.97% more
- University: Insurance costs 0.54% more
Neighborhoods with Similar Populations
- Whitestone: Insurance costs 47.31% more
- Huntridge: Insurance costs 34.55% more
- Kenwood: Insurance costs 3.10% less
- Los Neitos: Insurance costs 12.03% more
- Macalester-Groveland: Insurance costs 16.51% less
- Franklin Park: Insurance costs 45.34% less
- Magnolia: Insurance costs 21.39% less
- Flat Rock Area: Insurance costs 47.12% more
- Maplewood: Insurance costs 28.29% more
- Far Northeast-Houston: Insurance costs 6.51% less