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Get Cheap Car Insurance in University Hills, Denver, CO
We monitor insurance prices, helping the average driver in University Hills save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in University Hills
The chart below shows the cheapest car insurance company in University Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| University Hills Insurer | Monthly Cost |
|---|---|
| State Farm | $72 |
| Bristol West | $85 |
| Safeco Insurance | $86 |
| Geico | $89 |
Savings for Every Kind of University Hills Driver
Based on our extensive insurance data, we know the average University Hills driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $451 per year by choosing the right vehicle insurance company. Some University Hills residents are paying out over $2,103 extra every year for auto insurance in University Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
University Hills, Denver, CO Savings / Yr. |
|---|---|
$451 |
|
$803 |
|
$647 |
|
$691 |
|
$2,045 |
|
$542 |
|
$793 |
University Hills Car Insurance vs. Denver
People living in University Hills pay an average of 11.28% more than the typical driver in the state. The average driver in University Hills can expect to pay about $1,229 per year, or $2,103 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in University Hills for most people.
Car Insurance Prices by University Hills Neighborhood
Insurance Prices
Where is insurance cheapest within University Hills?
The map shows insurance prices in and around University Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $321 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,276 to a low of $1,955. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of University Hills.Pick the Best Car Insurance Company for You in University Hills
The best car insurance provider for most drivers in University Hills
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $451 over the average University Hills car insurance company.
The best car insurance provider for University Hills drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $803 over the competition.
The best car insurance company for University Hills drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $647 better than other car insurance companies.
The best auto insurance for University Hills drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $691 less each year.
The least expensive car insurance company for new and young drivers in University Hills
In University Hills, State Farm costs young drivers $2,045 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in University Hills
State Farm gave the largest car insurance discounts to married couples, averaging $542 saved each year compared to an average University Hills couple's premiums.
The cheapest car insurance in University Hills for drivers with bad credit
The best University Hills car insurance company for customer service
Nationwide was the best company for customer service in University Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in University Hills
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average University Hills driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In University Hills, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around University Hills
What Influences the Cost of Car Insurance in University Hills?
On average, car insurance in University Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in University Hills is 30 minutes, which is about the national average for a driver in the city.
- Colorado state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in University Hills are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- University Hills is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in University Hills is $102 per month for minimum coverage and $175 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Wellshire: Insurance costs 5.23% less
- Southeastern Denver: Insurance costs 1.57% more
- University: Insurance costs 3.00% less
- Cherry Creek: Insurance costs 3.52% less
- Hampden: Insurance costs 7.85% more
- Hampden South: Insurance costs 2.33% less
- Platt Park: Insurance costs 1.71% less
- Washington Park: Insurance costs 2.28% less
- Dayton Triangle: Insurance costs 5.23% more
- Village East: Insurance costs 5.14% more
Neighborhoods with Similar Populations
- Westside: Insurance costs 25.39% less
- Southeast: Insurance costs 29.39% less
- Timberwood Park: Insurance costs 16.88% less
- Town of Lake: Insurance costs 44.98% less
- Upper Hill: Insurance costs 5.37% less
- Diamond Lake: Insurance costs 17.36% less
- Denver Heights: Insurance costs 3.85% less
- Davis Tract: Insurance costs 7.09% more
- Country Club: Insurance costs 33.14% less
- Coronado: Insurance costs 15.12% less