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Get Cheap Car Insurance in Upper Hill, Springfield, MA
We monitor insurance prices, helping the average driver in Upper Hill save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in Upper Hill
The chart below shows the cheapest car insurance company in Upper Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| Upper Hill Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $50 |
| Geico | $54 |
| Midvale Home & Auto | $63 |
| Travelers | $79 |
Savings for Every Kind of Upper Hill Driver
Based on our extensive insurance data, we know the average Upper Hill driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $681 per year by choosing the right vehicle insurance company. Some Upper Hill residents are paying out over $1,990 extra every year for auto insurance in Upper Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Upper Hill, Springfield, MA Savings / Yr. |
|---|---|
$681 |
|
$1,013 |
|
$842 |
|
$1,118 |
|
$2,465 |
|
$0 |
|
$0 |
Upper Hill Car Insurance vs. Springfield
People living in Upper Hill pay an average of 28.17% more than the typical driver in the state. The average driver in Upper Hill can expect to pay about $855 per year, or $1,990 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Upper Hill for most people.
Car Insurance Prices by Upper Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Upper Hill?
The map shows insurance prices in and around Upper Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $600 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,193 to a low of $1,593. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of Upper Hill.Pick the Best Car Insurance Company for You in Upper Hill
The best car insurance provider for most drivers in Upper Hill
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $681 over the average Upper Hill car insurance company.
The best car insurance provider for Upper Hill drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $1,013 over the competition.
The best car insurance company for Upper Hill drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $842 better than other car insurance companies.
The best auto insurance for Upper Hill drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,118 less each year.
The least expensive car insurance company for new and young drivers in Upper Hill
In Upper Hill, State Farm costs young drivers $2,465 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Upper Hill
The cheapest car insurance in Upper Hill for drivers with bad credit
The best Upper Hill car insurance company for customer service
Nationwide was the best company for customer service in Upper Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Upper Hill
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Upper Hill driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Upper Hill, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Upper Hill
What Influences the Cost of Car Insurance in Upper Hill?
On average, car insurance in Upper Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Upper Hill is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Upper Hill is $71 per month for minimum coverage and $166 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Bay: Insurance costs 4.07% less
- Old Hill: Insurance costs 0.45% more
- McKnight: Insurance costs 0.85% less
- Maple High-Six Corners: Insurance costs 0.80% less
- East Forest Park: Insurance costs 16.33% less
- South End Springfield: Insurance costs 4.62% less
- Pine Point: Insurance costs 5.93% less
- Metro Center: Insurance costs 1.26% more
- Forest Park: Insurance costs 7.24% less
- Liberty Heights: Insurance costs 5.13% less
Neighborhoods with Similar Populations
- White City: Insurance costs 25.63% more
- Taylor Berry: Insurance costs 22.16% more
- Denbigh: Insurance costs 33.22% less
- Cushing Square: Insurance costs 17.29% less
- Crosstown: Insurance costs 24.57% less
- Creekside: Insurance costs 10.70% more
- Core: Insurance costs 3.52% more
- White Bridge: Insurance costs 29.35% less
- Chester Highlands: Insurance costs 1.91% more
- Chapel Hill: Insurance costs 36.98% less