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Get Cheap Car Insurance in Taylor Berry, Louisville, KY
We monitor insurance prices, helping the average driver in Taylor Berry save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Taylor Berry
The chart below shows the cheapest car insurance company in Taylor Berry for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Taylor Berry Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $69 |
| State Farm | $69 |
| Travelers | $101 |
| Geico | $109 |
Savings for Every Kind of Taylor Berry Driver
Based on our extensive insurance data, we know the average Taylor Berry driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $614 per year by choosing the right vehicle insurance company. Some Taylor Berry residents are paying out over $2,431 extra every year for auto insurance in Taylor Berry. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Taylor Berry, Louisville, KY Savings / Yr. |
|---|---|
$614 |
|
$1,007 |
|
$991 |
|
$1,002 |
|
$1,984 |
|
$664 |
|
$1,064 |
Taylor Berry Car Insurance vs. Louisville
People living in Taylor Berry pay an average of 13.91% more than the typical driver in the state. The average driver in Taylor Berry can expect to pay about $1,252 per year, or $2,431 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Taylor Berry for most people.
Car Insurance Prices by Taylor Berry Neighborhood
Insurance Prices
Where is insurance cheapest within Taylor Berry?
The map shows insurance prices in and around Taylor Berry, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $269 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,615 to a low of $2,346. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Taylor Berry.Pick the Best Car Insurance Company for You in Taylor Berry
The best car insurance provider for most drivers in Taylor Berry
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $614 over the average Taylor Berry car insurance company.
The best car insurance provider for Taylor Berry drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,007 over the competition.
The best car insurance company for Taylor Berry drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $991 better than other car insurance companies.
The best auto insurance for Taylor Berry drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,002 less each year.
The least expensive car insurance company for new and young drivers in Taylor Berry
In Taylor Berry, State Farm costs young drivers $1,984 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Taylor Berry
State Farm gave the largest car insurance discounts to married couples, averaging $664 saved each year compared to an average Taylor Berry couple's premiums.
The cheapest car insurance in Taylor Berry for drivers with bad credit
The best Taylor Berry car insurance company for customer service
Nationwide was the best company for customer service in Taylor Berry according to the NAIC.
Recent price drops
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The cheapest large national provider in Taylor Berry
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Taylor Berry driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Taylor Berry, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Taylor Berry
What Influences the Cost of Car Insurance in Taylor Berry?
On average, car insurance in Taylor Berry is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Taylor Berry is 26 minutes, which is about the national average for a driver in the city.
- Kentucky state insurance regulations may require higher prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Taylor Berry are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Taylor Berry is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Taylor Berry is $104 per month for minimum coverage and $203 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- South Louisville: Insurance costs 0.37% less
- Wyandotte: Insurance costs 3.41% less
- Algonquin: Insurance costs 3.70% more
- Jacobs: Insurance costs 0.04% less
- Park Hill: Insurance costs 14.07% more
- Beechmont: Insurance costs 3.70% less
- Saint Joseph: Insurance costs 7.73% less
- Old Louisville: Insurance costs 4.57% less
- Park Duvalle: Insurance costs 11.23% more
- California: Insurance costs 12.83% more
Neighborhoods with Similar Populations
- Sterling Hills: Insurance costs 11.27% less
- Emerald Lake Hills: Insurance costs 17.81% less
- Fairview: Insurance costs 34.84% less
- Felicita: Insurance costs 18.84% less
- Flower Park: Insurance costs 2.63% more
- Franklin Park: Insurance costs 11.23% less
- Girvin: Insurance costs 2.51% more
- Grant: Insurance costs 34.51% less
- Hamilton: Insurance costs 30.40% less
- Harwood Lane: Insurance costs 41.67% less