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Get Cheap Car Insurance in Fairview, Allentown, PA

We monitor insurance prices, helping the average driver in Fairview save up to 35.9% on car insurance.

 

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The Cheapest Minimum Coverage in Fairview

The chart below shows the cheapest car insurance company in Fairview for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.

 
Fairview Insurer Monthly Cost
Kemper $59
Metromile $59
Travelers $59
State Farm $62

Savings for Every Kind of Fairview Driver

The table shows how much the average auto insurance customer in Fairview might save by following our recommendations.

Based on our extensive insurance data, we know the average Fairview driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $444 per year by choosing the right vehicle insurance company. Some Fairview residents are paying out over $1,584 extra every year for auto insurance in Fairview. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Fairview, Allentown, PA Savings / Yr.
Drivers with good records
$444
Drivers with accidents
$786
Drivers with speeding tickets
$601
Drivers with a DUI conviction
$716
Young drivers
$1,835
Married drivers
$318
Drivers with bad credit
$568

Fairview Car Insurance vs. Allentown

People living in Fairview pay an average of 11.08% more than the typical driver in the state. The average driver in Fairview can expect to pay about $982 per year, or $1,584 for full coverage.

Based on our analysis, Metromile will be the cheapest provider in Fairview for most people.

Car Insurance Prices by Fairview Neighborhood

Fairview, Allentown, PA map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Fairview?

The map shows insurance prices in and around Fairview, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $223 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,691 to a low of $1,468. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Fairview.

Pick the Best Car Insurance Company for You in Fairview

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Fairview insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Fairview

For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $444 over the average Fairview car insurance company.

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We use the average good driver, paying $95 per month, as our baseline for pricing in Fairview. Travelers, Metromile, and Auto-Owners Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Fairview drivers with accidents on their records

In Fairview getting into an accident will raise premiums an average 40% for a yearly cost of $2,627. That's $1,043 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Metromile are good choices for drivers with accidents.

In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $786 over the competition.

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The best car insurance company for Fairview drivers with speeding tickets

>Metromile gave the average person with a speeding ticket the most savings, averaging $601 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Fairview, tickets raise premiums on new quotes about $638. If you have a speeding ticket, we recommend Travelers, Metromile, and Clearcover for savings that beat the average insurance cost of $2,222 per year.

The best auto insurance for Fairview drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,346 per year in auto insurance premiums, which was $762 more than a driver with no major issues. State Farm, Travelers, and Clearcover penalized their customers the least for a DUI.

Getting a quote from Clearcover may cost the average person with a DUI about $716 less each year.

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The least expensive car insurance company for new and young drivers in Fairview

In Fairview, Travelers costs young drivers $1,835 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 69% more for insurance than more mature drivers in Fairview. With an average cost of $5,113 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Travelers, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Fairview

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $128. State Farm, Progressive, and Erie Insurance provided the largest discounts to couples living in Fairview.

State Farm gave the largest car insurance discounts to married couples, averaging $318 saved each year compared to an average Fairview couple's premiums.

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The cheapest car insurance in Fairview for drivers with bad credit

People with poor credit saved an average of $568 with Nationwide.

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Many people are surprised that their poor credit score can cost them an average of $1,072 every year. Premiums for people with poor credit were about $2,656 in Fairview. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Nationwide, Travelers, and Plymouth Rock Assurance.

The best Fairview car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Fairview, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Fairview.

Nationwide was the best company for customer service in Fairview according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Fairview, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Fairview. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Fairview

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 65% of Fairview residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Fairview driver can expect to pay about $86 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fairview, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.
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Auto Insurance Prices in and Around Fairview

What Influences the Cost of Car Insurance in Fairview?

On average, car insurance in Fairview is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Fairview is 25 minutes, which is far less than average for a driver in the city.
  • Pennsylvania state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Fairview are higher than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
  • Fairview has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Fairview is $82 per month for minimum coverage and $132 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Fairview driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Fairview with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.