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Get Cheap Car Insurance in Hiawatha, Minneapolis, MN
We monitor insurance prices, helping the average driver in Hiawatha save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Hiawatha
The chart below shows the cheapest car insurance company in Hiawatha for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Hiawatha Insurer | Monthly Cost |
|---|---|
| State Farm | $57 |
| Auto-Owners Insurance | $64 |
| Kemper | $67 |
| American Family Insurance | $67 |
Savings for Every Kind of Hiawatha Driver
Based on our extensive insurance data, we know the average Hiawatha driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $485 per year by choosing the right vehicle insurance company. Some Hiawatha residents are paying out over $1,802 extra every year for auto insurance in Hiawatha. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hiawatha, Minneapolis, MN Savings / Yr. |
|---|---|
$485 |
|
$610 |
|
$393 |
|
$798 |
|
$1,368 |
|
$405 |
|
$1,065 |
Hiawatha Car Insurance vs. Minneapolis
People living in Hiawatha pay an average of 12.22% more than the typical driver in the state. The average driver in Hiawatha can expect to pay about $933 per year, or $1,802 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Hiawatha for most people.
Car Insurance Prices by Hiawatha Neighborhood
Insurance Prices
Where is insurance cheapest within Hiawatha?
The map shows insurance prices in and around Hiawatha, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $361 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,998 to a low of $1,637. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Hiawatha.Pick the Best Car Insurance Company for You in Hiawatha
The best car insurance provider for most drivers in Hiawatha
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $485 over the average Hiawatha car insurance company.
The best car insurance provider for Hiawatha drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $610 over the competition.
The best car insurance company for Hiawatha drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $393 better than other car insurance companies.
The best auto insurance for Hiawatha drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $798 less each year.
The least expensive car insurance company for new and young drivers in Hiawatha
In Hiawatha, State Farm costs young drivers $1,368 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hiawatha
State Farm gave the largest car insurance discounts to married couples, averaging $405 saved each year compared to an average Hiawatha couple's premiums.
The cheapest car insurance in Hiawatha for drivers with bad credit
The best Hiawatha car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hiawatha
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Hiawatha driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hiawatha, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Hiawatha
What Influences the Cost of Car Insurance in Hiawatha?
On average, car insurance in Hiawatha is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Hiawatha is 30 minutes, which is far more than average for a driver in the city.
- Minnesota state insurance regulations may require higher prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hiawatha are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Hiawatha is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Hiawatha is $78 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Ericsson: Insurance costs 2.33% less
- Howe: Insurance costs 1.78% more
- Keewaydin: Insurance costs 0.89% less
- Standish: Insurance costs 0.78% more
- Cooper: Insurance costs 3.72% less
- Corcoran: Insurance costs 9.99% more
- Wenonah: Insurance costs 1.17% more
- Northrup: Insurance costs 0.67% more
- Highland: Insurance costs 1.17% less
- Macalester-Groveland: Insurance costs 5.99% less
Neighborhoods with Similar Populations
- Saint Joseph: Insurance costs 21.14% less
- Felicita: Insurance costs 9.49% more
- Gresham-North Gresham: Insurance costs 2.00% less
- Haynes Area: Insurance costs 12.49% less
- Heather Gardens: Insurance costs 17.04% more
- Highland: Insurance costs 31.02% more
- Highlands-Providence: Insurance costs 7.82% less
- Hillcrest: Insurance costs 4.33% less
- Hodgin: Insurance costs 10.21% less
- Imperial Point: Insurance costs 66.04% more