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Get Cheap Car Insurance in Imperial Point, Fort Lauderdale, FL
We monitor insurance prices, helping the average driver in Imperial Point save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Imperial Point
The chart below shows the cheapest car insurance company in Imperial Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Imperial Point Insurer | Monthly Cost |
|---|---|
| Geico | $143 |
| State Farm | $151 |
| Gainsco | $198 |
| Bristol West | $198 |
Savings for Every Kind of Imperial Point Driver
Based on our extensive insurance data, we know the average Imperial Point driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $875 per year by choosing the right vehicle insurance company. Some Imperial Point residents are paying out over $2,992 extra every year for auto insurance in Imperial Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Imperial Point, Fort Lauderdale, FL Savings / Yr. |
|---|---|
$875 |
|
$1,285 |
|
$989 |
|
$978 |
|
$3,109 |
|
$849 |
|
$1,238 |
Imperial Point Car Insurance vs. Fort Lauderdale
People living in Imperial Point pay an average of 13.25% more than the typical driver in the state. The average driver in Imperial Point can expect to pay about $2,732 per year, or $2,992 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Imperial Point for most people.
Car Insurance Prices by Imperial Point Neighborhood
Insurance Prices
Where is insurance cheapest within Imperial Point?
The map shows insurance prices in and around Imperial Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $410 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,213 to a low of $2,803. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Imperial Point.Pick the Best Car Insurance Company for You in Imperial Point
The best car insurance provider for most drivers in Imperial Point
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $875 over the average Imperial Point car insurance company.
The best car insurance provider for Imperial Point drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,285 over the competition.
The best car insurance company for Imperial Point drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $989 better than other car insurance companies.
The best auto insurance for Imperial Point drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $978 less each year.
The least expensive car insurance company for new and young drivers in Imperial Point
In Imperial Point, Geico costs young drivers $3,109 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Imperial Point
Geico gave the largest car insurance discounts to married couples, averaging $849 saved each year compared to an average Imperial Point couple's premiums.
The cheapest car insurance in Imperial Point for drivers with bad credit
The best Imperial Point car insurance company for customer service
Allstate was the best company for customer service in Imperial Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Imperial Point
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Imperial Point driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Imperial Point, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Imperial Point
What Influences the Cost of Car Insurance in Imperial Point?
On average, car insurance in Imperial Point is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Imperial Point is 35 minutes, which is a little more than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Imperial Point are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Imperial Point is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Imperial Point is $228 per month for minimum coverage and $249 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Bay Colony: Insurance costs 3.04% more
- Coral Ridge Isles: Insurance costs 1.30% more
- Fairview: Insurance costs 15.04% more
- Coral Ridge Country Club Estates: Insurance costs 1.64% more
- Coral Ridge: Insurance costs 0.23% less
- Middle River Terrace: Insurance costs 6.18% more
- Central Beach: Insurance costs 4.88% more
- Lake Ridge: Insurance costs 1.17% less
- South Middle River: Insurance costs 16.48% more
- Lauderdale Manors: Insurance costs 20.35% more
Neighborhoods with Similar Populations
- White City: Insurance costs 16.44% less
- White Bridge: Insurance costs 53.01% less
- Bonneville: Insurance costs 52.84% less
- Bouldin: Insurance costs 41.21% less
- Bridlemile: Insurance costs 44.35% less
- Calico Ridge: Insurance costs 21.06% less
- Normandy Manor: Insurance costs 7.35% less
- Saint Joseph: Insurance costs 52.51% less
- North Clackamas: Insurance costs 46.32% less
- North End Manchester: Insurance costs 58.36% less