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Get Cheap Car Insurance in Bay Colony, Fort Lauderdale, FL
We monitor insurance prices, helping the average driver in Bay Colony save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Bay Colony
The chart below shows the cheapest car insurance company in Bay Colony for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Bay Colony Insurer | Monthly Cost |
|---|---|
| Geico | $147 |
| State Farm | $156 |
| Gainsco | $204 |
| Bristol West | $204 |
Savings for Every Kind of Bay Colony Driver
Based on our extensive insurance data, we know the average Bay Colony driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $902 per year by choosing the right vehicle insurance company. Some Bay Colony residents are paying out over $3,083 extra every year for auto insurance in Bay Colony. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bay Colony, Fort Lauderdale, FL Savings / Yr. |
|---|---|
$902 |
|
$1,325 |
|
$1,019 |
|
$1,008 |
|
$3,203 |
|
$875 |
|
$1,276 |
Bay Colony Car Insurance vs. Fort Lauderdale
People living in Bay Colony pay an average of 16.70% more than the typical driver in the state. The average driver in Bay Colony can expect to pay about $2,815 per year, or $3,083 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Bay Colony for most people.
Car Insurance Prices by Bay Colony Neighborhood
Insurance Prices
Where is insurance cheapest within Bay Colony?
The map shows insurance prices in and around Bay Colony, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $64 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,121 to a low of $3,057. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of Bay Colony.Pick the Best Car Insurance Company for You in Bay Colony
The best car insurance provider for most drivers in Bay Colony
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $902 over the average Bay Colony car insurance company.
The best car insurance provider for Bay Colony drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,325 over the competition.
The best car insurance company for Bay Colony drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,019 better than other car insurance companies.
The best auto insurance for Bay Colony drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,008 less each year.
The least expensive car insurance company for new and young drivers in Bay Colony
In Bay Colony, Geico costs young drivers $3,203 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bay Colony
Geico gave the largest car insurance discounts to married couples, averaging $875 saved each year compared to an average Bay Colony couple's premiums.
The cheapest car insurance in Bay Colony for drivers with bad credit
The best Bay Colony car insurance company for customer service
Recent price drops
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The cheapest large national provider in Bay Colony
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Bay Colony driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bay Colony, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Bay Colony
What Influences the Cost of Car Insurance in Bay Colony?
On average, car insurance in Bay Colony is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Bay Colony is 35 minutes, which is a little more than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bay Colony are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Bay Colony is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Bay Colony is $235 per month for minimum coverage and $257 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Imperial Point: Insurance costs 2.95% less
- Coral Ridge Isles: Insurance costs 1.69% less
- Fairview: Insurance costs 11.64% more
- Coral Ridge Country Club Estates: Insurance costs 1.36% less
- Coral Ridge: Insurance costs 3.18% less
- Central Beach: Insurance costs 1.78% more
- Middle River Terrace: Insurance costs 3.05% more
- Lake Ridge: Insurance costs 4.09% less
- South Middle River: Insurance costs 13.04% more
- Lauderdale Manors: Insurance costs 16.80% more
Neighborhoods with Similar Populations
- Old Town: Insurance costs 43.76% less
- The Palisades: Insurance costs 36.17% less
- Kent Acres: Insurance costs 39.02% less
- Evergreen Meadows: Insurance costs 37.37% less
- A.C.T.: Insurance costs 57.51% less
- College Grandview District: Insurance costs 61.14% less
- Poinciana-Village 3: Insurance costs 13.82% less
- Bonneville Hills: Insurance costs 52.25% less
- Heron Bay: Insurance costs 30.33% less
- Lockmar Estates: Insurance costs 16.28% less