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Get Cheap Car Insurance in Old Town, Beaumont, TX
We monitor insurance prices, helping the average driver in Old Town save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Old Town
The chart below shows the cheapest car insurance company in Old Town for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Old Town Insurer | Monthly Cost |
|---|---|
| Clearcover | $45 |
| Mile Auto | $59 |
| Progressive | $60 |
| State Farm | $65 |
Savings for Every Kind of Old Town Driver
Based on our extensive insurance data, we know the average Old Town driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $357 per year by choosing the right vehicle insurance company. Some Old Town residents are paying out over $1,734 extra every year for auto insurance in Old Town. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Old Town, Beaumont, TX Savings / Yr. |
|---|---|
$357 |
|
$816 |
|
$720 |
|
$824 |
|
$1,255 |
|
$474 |
|
$518 |
Old Town Car Insurance vs. Beaumont
People living in Old Town pay an average of 11.27% less than the typical driver in the state. The average driver in Old Town can expect to pay about $1,033 per year, or $1,734 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Old Town for most people.
Car Insurance Prices by Old Town Neighborhood
Insurance Prices
Where is insurance cheapest within Old Town?
The map shows insurance prices in and around Old Town, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $347 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,000 to a low of $1,653. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Old Town.Pick the Best Car Insurance Company for You in Old Town
The best car insurance provider for most drivers in Old Town
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $357 over the average Old Town car insurance company.
The best car insurance provider for Old Town drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $816 over the competition.
The best car insurance company for Old Town drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $720 better than other car insurance companies.
The best auto insurance for Old Town drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $824 less each year.
The least expensive car insurance company for new and young drivers in Old Town
In Old Town, State Farm costs young drivers $1,255 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Old Town
State Farm gave the largest car insurance discounts to married couples, averaging $474 saved each year compared to an average Old Town couple's premiums.
The cheapest car insurance in Old Town for drivers with bad credit
The best Old Town car insurance company for customer service
Recent price drops
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The cheapest large national provider in Old Town
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Old Town driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Old Town, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Old Town
What Influences the Cost of Car Insurance in Old Town?
On average, car insurance in Old Town is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Old Town is 20 minutes, which is far less than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Old Town are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Old Town is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Old Town is $86 per month for minimum coverage and $144 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Heart of the City: Insurance costs 4.73% more
- North End: Insurance costs 4.50% more
- Pear Orchard: Insurance costs 10.55% more
- South Park: Insurance costs 9.92% more
- Western Hills: Insurance costs 0.29% more
- Highland Farms: Insurance costs 1.10% less
- Goose Creek: Insurance costs 7.32% more
- Far Northeast-Huffman: Insurance costs 0.46% less
- Downtown La Porte: Insurance costs 0.81% less
- Lake Houston: Insurance costs 5.13% more
Neighborhoods with Similar Populations
- Smith Homes: Insurance costs 20.82% less
- Riverview Park: Insurance costs 8.71% more
- Rockwood: Insurance costs 18.92% more
- Rogers Park: Insurance costs 7.44% more
- Rosebank: Insurance costs 13.55% less
- Sagepointe: Insurance costs 22.20% more
- Salisbury Point: Insurance costs 8.25% less
- San Miguel Ranch: Insurance costs 12.98% more
- Santiam: Insurance costs 15.17% less
- Sayler Park: Insurance costs 34.95% less